Cheap Home Loan

Our 3.54% $900 Cashback Home Loan offer is one of the cheapest and most popular home loans in the market today. With no annual fees and only third party costs, it is a cheap home loan that suits most people.

Canstar Outstanding Value, Home LenderCanstar Outstanding Value, Variable Home LenderrCanstar Outstanding Value, Home Lender InvestmentCanstar Outstanding Value, Variable Home Lender InvestmentCanstar Outstanding Value, Fixed Home Lender Investment

$1,200 Cashback

Rates From:


Interest rate p.a.1


Comparison rate p.a.1


Our product features

  • Redraw facility
  • Offset account
  • Visa Debit ATM card
  • Internet Banking
  • Minimum Loan Amount $200,000

New Customer Enquiries

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Key Features

Variable Rate
Offset Account
Redraw Facility
Repayments (W, F, M) (W,F,M)
Split Accounts
Extra Repayments
Debit ATM Card
Internet Banking

Loan Setup Fees

Variable Rate
Application Fee $0
Valuation Fee $303.082
Legal Documentation Fee $3302,3


Variable Rate
Monthly Fee $0
Annual Fee $0
Discharge Fee $535

1 Rates shown apply to new loans only and may change at any time. Existing borrowers may have different interest rates which depended on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate (s) by logging in to internet banking or by contacting customer service.
Terms, conditions and eligibility criteria apply.
Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years.

2 Third Party Costs: cost/s incurred by services provider/s external to your Lender and will vary depending on the nature of the service and request. These cost/s are passed on directly to the applicant/s.

3 Disbursements payable.