First Home Buyer Loan

The First Home Buyer Loan is an Owner Occupied Variable Loan that offers up to $750,000 in borrowing capacity and a maximum LVR of 90%. The same rate applies whether you are buying a new home or looking to refinance.


Rates From:


Interest rate p.a.1


Comparison rate p.a.1


Our product features

  • Offset account
  • Redraw facility
  • Repayment Type: Principal and Interest
  • Maximum LVR: 90%
  • Maximum Borrowing Amount: $750,000

New Customer Enquiries

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Key Features

Variable Rate
Offset Account
Redraw Facility
Repayments (W, F, M) (W,F,M)
Debit ATM Card
Internet Banking

Loan Setup Fees

Variable Rate
Application Fee $440
Valuation Fee $02
Legal Documentation Fee $02,3


Variable Rate
Monthly Fee $0
Annual Fee $0

3rd Party Fees

Variable Rate
Government fees at cost
Settlement Disbursements at cost
Borrower’s Legal Fee $0
Rebate of Application Fee $440
Discharge fee $535

1 Rates shown apply to new loans only and may change at any time. Existing borrowers may have different interest rates which depended on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate (s) by logging in to internet banking or by contacting customer service.
Terms, conditions and eligibility criteria apply.
Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years.

2 Third Party Costs: cost/s incurred by services provider/s external to your Lender and will vary depending on the nature of the service and request. These cost/s are passed on directly to the applicant/s.

3 Disbursements payable.