Owner Occupied Variable Rates

2.39%

Interest rate p.a 1
Owner Occupied
(Principal and Interest)"

2.42%

Comparison rate p.a 1,2


Investment Variable Rates

2.69%

Interest rate p.a 1
(Principal and Interest)"
 

2.72%

Comparison rate p.a 1,2


Talk to one of our Loan Specialists for rates above 80% LVR

Loan Features

Free Online Redraws
Weekly, Fortnightly or Monthly Repayments
Unrestricted Extra Repayments
100% Mortgage Offset Account
Pay Anyone & BPAY® Available
Schedule Recurring Payments or Transfers
Visa Debit Card provided with ATM access
Multiple Loan Splits Possible

Are You READY to SAVE?
We’ve Made It EASY

1

Fast & Effortless to Apply

Simply place an enquiry online or call us
2

Speak over the phone (at your convenience)

with one of our Loan Specialists
3

Feel Fully Supported

Throughout the process

After Settlement

Enjoy the Savings!

    Home Loan Enquiry

    Please complete the form below and our Loan Team will be in touch soon.








    About Homestar Finance

    Homestar Finance Pty Ltd ACN 109 413 498 Australian Credit Licence Number 390 860 has been providing affordable home loans to Australian families since 2004. We are a wholly owned subsidiary of Columbus Capital Pty Ltd, an Australian private company with over $7 billion in loans under management.

    Homestar Finance is a proud sponsor of the Sydney Thunder Cricket Team (KFC Big Bash League).

    Award Winning Lender

    Loan Setup Fees Variable Rate
    Application Fee $0
    Monthly Account Fee $0
    Annual Account Fee
    (applicable above 80% LVR)
    $395
    Valuation Fee $248.084,5
    Legal Documentation Fee $2644,5
    Verification of Identity Fee $27.504,5
    PEXA Fee $57.204,5
    Government Charges and Search Fees At Cost4,5
    Discharge Fee $5353

    1 Rates shown apply to new eligible loans, up to 80% LVR, loan amounts minimum of $150k and up to $850k. After a fixed rate term, a variable rate will apply. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.

    2 Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    3 Discharge fee is waived if loan reaches full term as per the loan agreement.

    4 Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided.

    5 Disbursements payable.

    Other fees and charges may apply.

    DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 15 October 2020 which is subject to change without notice. Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.

    Registered to BPAY Pty Ltd ABN 69 079 137 518