Prequalify for a Home Loan

Fast-track your home loan qualification process in 4 easy steps.

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Pre Qualification Process

1

Start the Pre-Qualification on your desktop or mobile

2

Fill out the online pre-qualification form

3

You'll receive a confirmation on screen and via email

4

One of our team will be in touch to check in and see if you'd like to proceed

Benefits

  • Take the stress out of your home loan journey
  • Feel confident about your financial situation, whether refinancing or purchasing
  • Takes only 5 minutes to complete
  • You can save and finish at any time
  • No paperwork involved – your application is completely online

Not ready to complete your pre-qualification online?

We can give you a call to chat through the details.

Click Here

Things you should know

Homestar’s pre-qualification is here to help you speed up the process. In order to work out how we can help you with your home loan enquiry,we need to determine the following:

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Credit Checks

A credit check is not completed until an application is submitted.

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Income Verification

Information about your income is not verified until an application is submitted.

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Eligibility

Subject to the loan meeting our serviceability and lending criteria, terms and conditions apply

Home Loan Products with great features and the lowest rates

Take advantage of our award-winning low home loan rates and personalised customer service! Make the switch to Homestar and start saving today.

Learn More

All Homestar Products

Explore our market-leading range of home loan options, rates and features:

Star Gold

Variable Principal & Interest

1.79%

Interest rate p.a.1a

1.84%

Comparison rate p.a.1a,2


View Product

Star Essentials

Variable Principal & Interest

1.99%

Interest rate p.a.1a

2.02%

Comparison rate p.a.1a,2


View Product

Star Classic

Variable Principal & Interest

2.09%

Interest rate p.a.1a

2.12%

Comparison rate p.a.1a,2


View Product

Star Classic Fixed

Fixed Rates From

2.29%

Interest rate p.a.1a

2.14%

Comparison rate p.a.1a,2


View Product

Star Classic

Variable Principal & Interest

2.29%

Interest rate p.a.1b

2.32%

Comparison rate p.a.1b,2


View Product

Star Classic

Variable Interest Only

2.59%

Interest rate p.a.1b

2.62%

Comparison rate p.a.1b,2


View Product

Star Classic Fixed

Fixed Rates From

2.69%

Interest rate p.a.1b

2.39%

Comparison rate p.a.1b,2


View Product

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    1 Rates shown apply to new eligible Owner Occupieda or Investment home loansb only, loan limits may apply depending on your product (refer to the product page) and at least one applicant is on PAYG employment. For fixed rate loans, after the fixed rate term, a variable rate will apply. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.

    2 Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 27th October 2021 which is subject to change without notice. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.

    Registered to BPAY Pty Ltd ABN 69 079 137 518