Fast-track your home loan qualification process in 4 easy steps.
Designed to fit your lifestyle with flexible payment options.
We make it easy for you to apply online and make your property dreams come true.
We can give you a call to chat through the details.
We’re here to guide you step-by-step through our pre-approval process. In order to work out how we can help you with your home loan enquiry, we need to determine the following:
A credit check is not completed until an application is submitted.
Information about your income is not verified until an application is submitted.
For your loan to meet our serviceability and lending criteria, terms and conditions apply.
Take advantage of our award-winning Homestar Finance low home loan rates and personalised customer service! Make the switch to Homestar and start saving today.
Explore our market-leading range of home loan options, rates and features:
Star Gold
Variable principal & interest
3.58%
Interest rate p.a.1a
3.58%
Comparison rate p.a.1a,2
Star Essentials
Variable principal & interest
3.80%
Interest rate p.a.1a
3.82%
Comparison rate p.a.1a,2
Star Classic
Variable principal & interest
3.90%
Interest rate p.a.1a
3.93%
Comparison rate p.a.1a,2
Star Classic Fixed
Fixed principal & interest from
7.30%
Interest rate p.a.1a
4.24%
Comparison rate p.a.1a,2
Star Classic
Variable principal & interest
4.10%
Interest rate p.a.1b
4.13%
Comparison rate p.a.1b,2
Star Classic
Variable interest Only
4.50%
Interest rate p.a.1b
4.53%
Comparison rate p.a.1b,2
Star Classic Fixed
Fixed principal & interest from
7.50%
Interest rate p.a.1b
4.45%
Comparison rate p.a.1b,2
Find the right home loan and interest rate for your next investment
1 Rates shown apply to new eligible owner occupieda or investment home loansb only, loan limits may apply depending on your product (refer to the product page) and at least one applicant is on PAYG employment. For fixed rate loans, after the fixed rate term, a variable rate will apply. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.
2 Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 4th August 2022 which is subject to change without notice. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.
Ⓡ Registered to BPAY Pty Ltd ABN 69 079 137 518
1 Rates shown apply to new eligible Owner Occupieda or Investment home loansb only, loan limits may apply depending on your product (refer to the product page) and at least one applicant is on PAYG employment. For fixed rate loans, after the fixed rate term, a variable rate will apply. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.
2 Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3 Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided..
4 Disbursements may also be payable.
Other fees and charges may apply.
DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 4th August 2022 which is subject to change without notice. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.
Ⓡ Registered to BPAY Pty Ltd ABN 69 079 137 518
Sales support
salessupport@homestarfinance.com.au
Let's talk
1300 462 209
Customer service
service@homestarfinance.com.au
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