We can give you a call to chat through the details.
Homestar’s pre-qualification is here to help you speed up the process. In order to work out how we can help you with your home loan enquiry,we need to determine the following:
A credit check is not completed until an application is submitted.
Information about your income is not verified until an application is submitted.
Subject to the loan meeting our serviceability and lending criteria, terms and conditions apply
Take advantage of our award-winning low home loan rates and personalised customer service! Make the switch to Homestar and start saving today.
Explore our market-leading range of home loan options, rates and features:
Star Gold
Variable Principal & Interest
1.79%
Interest rate p.a.1a
1.84%
Comparison rate p.a.1a,2
Star Essentials
Variable Principal & Interest
1.99%
Interest rate p.a.1a
2.02%
Comparison rate p.a.1a,2
Star Classic
Variable Principal & Interest
2.09%
Interest rate p.a.1a
2.12%
Comparison rate p.a.1a,2
Star Classic Fixed
2 Years Fixed Rate
1.79%
Interest rate p.a.1a
2.12%
Comparison rate p.a.1a,2
Star Classic
Variable Principal & Interest
2.29%
Interest rate p.a.1b
2.32%
Comparison rate p.a.1b,2
Star Classic
Variable Interest Only
2.59%
Interest rate p.a.1b
2.62%
Comparison rate p.a.1b,2
Star Classic Fixed
2 Years Fixed Rate
1.99%
Interest rate p.a.1b
2.32%
Comparison rate p.a.1b,2
Submitting an enquiry won’t affect your credit rating.
1 Rates shown apply to new eligible Owner Occupieda or Investment home loansb only, loan limits may apply depending on your product (refer to the product page) and at least one applicant is on PAYG employment. For fixed rate loans, after the fixed rate term, a variable rate will apply. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.
2 Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 13th August 2021 which is subject to change without notice. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.
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