Looking to lower
your home loan balance?

Get one of the lowest interest rates
for both new and existing customers


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Award-winning provider

For Aussies everywhere, here’s why we are the people’s choice of home loan provider


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Prequalify for a home loan

Fast-track your home loan qualification process in 4 easy steps.

 

Compare our
interest rates

For both new and existing customers,
we’re sharing the love


 

Homestar financial assistance

We are here to support you through uncertain times

 

Looking to lower your home loan balance?

Get one of the lowest interest rates for both new and existing customers

Star-gold-rates-yellow-and-red

 

Award Winning Lender

Get your star rated home loan at Homestar

Homestar_Canstar_awards

 

Prequalify for a home loan

Fast-track your home loan qualification process in 4 easy steps.

 

Compare our interest rates

For both new and existing customers, we’re sharing the love

Star-gold-rates-yellow-and-blue

 

Homestar financial assistance

We are here to support you through uncertain times

What are you looking for today?

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I’m refinancing

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I’m investing

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I’m buying
my first home

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I’m comparing
home loans

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I’d like to pre-qualify
for a home loan

We’re here, and we’re ready
to work with you

With personalised service and a smoother, faster application process, Homestar Finance reduce the hassle that comes with the money side of home ownership while our competitive home loan rates help make Australian home ownership more affordable.

Enquire now

Choose a home loan that suits your needs

Explore our market-leading range of home loan deals, options, rates and features:

Star Gold

Variable Principal & Interest

2.44%

Interest rate p.a.1a

2.49%

Comparison rate p.a.1a,2


View Product

Star Essentials

Variable Principal & Interest

2.70%

Interest rate p.a.1a

2.73%

Comparison rate p.a.1a,2


View Product

Star Classic

Variable Principal & Interest

2.80%

Interest rate p.a.1a

2.83%

Comparison rate p.a.1a,2


View Product

Star Classic Fixed

Fixed Principal & Interest From

6.70%

Interest rate p.a.1a

3.18%

Comparison rate p.a.1a,2


View Product

Star Classic

Variable Principal & Interest

3.04%

Interest rate p.a.1b

3.07%

Comparison rate p.a.1b,2


View Product

Star Classic

Variable Interest Only

3.34%

Interest rate p.a.1b

3.37%

Comparison rate p.a.1b,2


View Product

Star Classic Fixed

Fixed Principal & Interest From

6.94%

Interest rate p.a.1b

3.43%

Comparison rate p.a.1b,2


View Product

Get access to a range of additional benefits

Some of our home loan options can offer greater flexibility of loan terms, while others can help you pay off a loan faster. Your Homestar Finance loan specialist will help find the best home loan deal for you. Here are just a few of the features available: 

 

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  • Weekly, fortnightly or monthly repayment options 
  • Unlimited additional repayments on our Variable Home Loans, making it easier than ever to pay off your home loan faster 
  • On our Fixed Rate Home Loans you can make additional repayments to a maximum amount of $20,000 per annum
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  • Split your home loan up to four ways, including the option of fixed or variable 
  • Every split can have an individual offset account. With up to four offset accounts, so that keeping track of your savings and spending stays easy 

 

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  • Should you need to access your funds, you can do so as many times as you like 
  • Redraw options available via our online access platform 

 

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  • Keep your funds at your fingertips. With the Homestar Finance VISA Debit card, you can access your money from anywhere that accepts VISA
  • No fees for card set-up or usage 
  • Cash withdrawals are free when using any major bank ATM networks

 

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  • Homestar Finance provides our customers with a real-time online platform to help you access all your information 
  • View your transactions and balances easily in a single place 

We're an award winning lender

Want to know what home loan you can get?  Prequalify here.

 

 

Fast-track your home loan qualification process in 4 easy steps.

Learn more

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Where our
customers feel at home

Our customers can save more and have access their funds when needed, which means they can pay off their home loan sooner and enjoy more flexibility. And we’re easier to deal with, follow our streamlined approval process and talk with our helpful specialists who will guide you through step-by-step.

 

 

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Faster and easier access to making the Aussie property dream a reality

We are here to enable property dreams to come true. No two customers are the same, so by getting to know their needs, we’re able to offer a service that is tailored, cuts out all of the unnecessary paperwork and helps to secure their home loan sooner.

 

 

Exceptional value from straightforward, personalised home loan solutions.

Through personalised service and a smoother, faster process, we reduce the hassle that comes with the money side of home ownership, while our competitive rates can help make home ownership more affordable, allowing our customers to access their dream properties sooner.

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100% online service - from the comfort of your own home.

Our digital-led application process is simple, online, and stress-free! We have an experienced team of support staff here to assist you at every step of the way, with support available 7 days a week online or over the phone. No in-person appointments or physical paperwork required!

Explore our library of articles related to your property and investment journey

 

Need a home loan loan? Contact us here.

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    1 Rates shown apply to new eligible Owner Occupieda or Investment home loansb only, loan limits may apply depending on your product (refer to the product page) and at least one applicant is on PAYG employment. For fixed rate loans, after the fixed rate term, a variable rate will apply. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.

    2 Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    3 Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided..

    4 Disbursements may also be payable.

    Other fees and charges may apply.

    DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 15th June 2022 which is subject to change without notice. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.

    Registered to BPAY Pty Ltd ABN 69 079 137 518