Home Loan Calculators

Looking at working out potential monthly home loan repayments? Having trouble deciding between two home loans and want to compare them?
Whether you’re working out stamp duty, how much you could save by refinancing your home loan or whether it’s better to rent or buy, our range of calculators and tools can give you the information you need to make the most informed home loan decisions.
Get all your calculations sorted and then check out our Best Deals.

Hand holding money icon
Loan Repayment Calculator

When searching for your ideal home loan it is important to calculate your mortgage repayment amounts to assess whether it fits your financial circumstances. This Loan Repayment Calculator can help you calculate your monthly loan repayment amounts.

Monthly CalculatorWeekly Calculator
Form and pen icon
Stamp Duty Calculator

Understanding all the government costs on a property transaction is important and it can vary from state to state, factors like the value of the property, if it is your primary residence and your residency status can all influence this. Use this calculator to help you get an understanding of the costs involved for you.

View Calculator
Up arrow with dollar sign and down arrow with percent sign icon
Loan Comparison

If you can’t decide between 2 loans you are looking at for making a purchase, compare them side by side. See which one will be right for you. This calculator is particularly useful for when products have an intro rate, or a fixed rate moving to a variable rate.

View Calculator
Dollar with left and right arrow icon
Mortgage Switching Calculator

Making the decision to refinance to a cheaper home loan rate can be one the best decision you will make to save you money. But to fully understand the savings over the life time of the loan you need to compare the 2 loans factoring in all fees involved.

View Calculator
Hand holding money icon
Extra Repayments Calculator

This Extra Repayments Calculator can show you how much you can save by making extra loan repayments. Making additional mortgage repayments can reduce your loan term and help you save.

View Calculator
shaking hands with dollar sign on top icon
Borrowing Power Calculator

Calculate your borrowing power at an early stage to customise your search for a property that you like and can afford. Our Borrowing Power Calculator can calculate the maximum amount you are eligible to borrow.

View Calculator
Dollar with left and right arrow icon
Home Loan Offset Calculator

This Home Loan Offset Calculator can show you how much you can save with an Offset account. Find out how much interest and time you can save by depositing money into the mortgage offset facility.

View Calculator
calendar with circled dollar sign icon
Budget Planner Calculator

Need help working out your budget!! Enter your income details along with expenses and it will calculate your weekly, monthly and yearly expenses against your income.

View Calculator
Dollar with left and right arrow icon
Rent vs Buy Calculator

Need help with Rent v’s Buying? This calculator can guide you to make an informed decision.

View Calculator
Up arrow with dollar sign and down arrow with percent sign icon
Split Loan Repayments Calculator

Deciding between a Variable or Fixed Rate Loan? Need help working out how much you want on a fixed or variable rate? Find out how much your repayments would be if you decide to split up your loan.

View Calculator

All Homestar Products

Explore our market-leading range of home loan options, rates and features:

Star Gold

Variable Principal & Interest

1.79%

Interest rate p.a.1a

1.84%

Comparison rate p.a.1a,2


View Product

Star Essentials

Variable Principal & Interest

1.99%

Interest rate p.a.1a

2.02%

Comparison rate p.a.1a,2


View Product

Star Classic

Variable Principal & Interest

2.09%

Interest rate p.a.1a

2.12%

Comparison rate p.a.1a,2


View Product

Star Classic Fixed

2 Years Fixed Rate

1.79%

Interest rate p.a.1a

2.12%

Comparison rate p.a.1a,2


View Product

Star Classic

Variable Principal & Interest

2.29%

Interest rate p.a.1b

2.32%

Comparison rate p.a.1b,2


View Product

Star Classic

Variable Interest Only

2.59%

Interest rate p.a.1b

2.62%

Comparison rate p.a.1b,2


View Product

Star Classic Fixed

2 Years Fixed Rate

1.99%

Interest rate p.a.1b

2.32%

Comparison rate p.a.1b,2


View Product

1 Rates shown apply to new eligible Owner Occupieda or Investment loansb only, loan limits may apply depending on your product (refer to the product page) and at least one applicant is on PAYG employment. After a fixed rate term, a variable rate will apply. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.

2 Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3 Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided..

4 Disbursements payable.

Other fees and charges may apply.

DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 27th May 2021 which is subject to change without notice. Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.

Registered to BPAY Pty Ltd ABN 69 079 137 518