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Homestar Finance

Giving property owners and investors a better deal

Finally, a lender who listens and understands

Owning property is a big step. No matter whether it’s buying your first home (or third), investing in a rental property or refinancing to get a better deal, there’s a lot to consider, emotions run high, and time can be crucial.

Yet our experience has shown that too many home loan providers don’t prioritise their customers. They treat customers as numbers, their products are inflexible, and their rates vary incredibly.

Image of Homestar Finance owners with Jason Sangha
Homestar Finance team members with OzHarvest

That’s why in 2004 we set out to do things differently.

We wanted to eliminate mortgageangst

So we simplified the whole concept of home loans, offering flexible products packed with features, better rates and an excellent customer experience. It was game changing.

Since then, the journey has come with challenges…

…but we’ve gathered a team of incredible people

we’ve built smart, innovative, flexible products, and our processes are smooth and easy.

On top of that, in 2018

Homestar Finance joined leading non-bank lender ColCap Financial Group

making us stronger and more determined than ever.

But what does all that mean for Australian homeowners and property investors? It means, we can focus our full attention on getting you a fair deal.

More about ColCap Financial Group
Columbus Capital Pty Ltd ACN 119 531 252(Australian Financial Services Licence andAustralian Credit Licence 337 303)trading at ColCap Financial Group is a major Australian non-lender headquartered in Sydney with offices in London and Manila.

Find out more at

world map colcap offices

Since then, the journey has come with challenges…

…but we’ve gathered a team of incredible people

we’ve built smart, innovative, flexible products, and our processes are smooth and easy.

Find out more at

What sets us apart?

We had a vision. We set out to create faster, easier home loan financing with hassle-free processes and solutions that meet our customers’ needs, goals and expectations – no matter what they are.

Whether you want to pay off your loan as soon as possible or invest in property through an SMSF, or you’re faced with a complex application scenario, we want to make the journey easy. And with personalised service and our team of dedicated loan specialists – you’re supported every step of the way.

That’s why, today we are guided by five key principles.

bullet #1

Customer comes first

Talk to real people who listen to your needs, who find the home loan solution that suits your situation, and who stick around to guide you from application to settlement.

bullet #2

Technology is key

Experience a smooth and hassle-free home loan process from start to finish with advanced, safe and secure technology.

bullet #3

Empower with knowledge

Make confident decisions knowing you can speak to a dedicated team of experts who live and breathe home loans who can answer all your questions, big or small.

bullet #4

Market-leading rates

Get a great deal every time with access to some of the most competitive rates in the market, topped off with excellence in customer service.

bullet #5

Keep striving for great

Giving our customers a great deal and excellent service is our primary focus, and industry bodies like Canstar, RateCity and Mozo have recognised this with multiple awards for our efforts.

Four layers of data protection

Third-party ISO27001 compliant

electronic identification and application processing technology used to capture and process your financial information.

Industry-recognised best practices

used to encrypt and protect your personal, sensitive and financial data.

Advanced bank verification system

allows us to quickly verify bank account information online so we can respond to you quickly.

Australian Cyber Security Centre Essential 8 framework

alignment and strategic partnerships with world-leading cybersecurity firms ensure the utmost care is taken with your data.

Award-winning lending solutions since 2004

Australians deserve a better deal. That’s why we’ve been challenging the market and rewriting the rulebook, since 2004.

By listening and understanding what’s important to property owners, we’ve developed a customer focused approach that helps thousands of property owners feel in control and save money every day.

Multiple Award

Winning Lender


Canstar Outstanding Value Home Loan Awards 2021 & 2022

Mozo Experts Choice Award 2023

Rate city awards

Fostering positive change through sport

Sport creates positive lasting change for communities. That’s why we support and encourage participation in community cricket clubs in any way we can, including by donating balls through the Cricket NSW Foundation.

In fact, we love the national game of cricket so much that in 2017 we joined forces with Sydney Thunder as their BBL principal partner and remain a committed partner.

a quote symbol

Cricket and Sydney Thunder’s long-standing values of good sportsmanship, honesty, inclusivity, and sense of teamwork firmly resonate with us.

Ilias Pavlopoulos
Co-founder and COO of  ColCap Financial Group

A young call female centre agent wearing yellow shirt working in an office with her colleagues in the background

Work with us

The Homestar Finance family is a special bunch, hand picked to offer our customers the best experience possible.

We are customer focused in everything we do. If you want the opportunity to work in a team of like-minded, passionate, people-loving individuals, get in touch.

View opportunities

Let’s get to know each other!

Talk to us about your home loan needs and we will package up a home loan with the features you want and tailor the rate to your circumstance.

    Home loan enquiry

    Get started. Want to apply or have a chat? Complete the form below, and we’ll contact you within 24 hours.