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Manage My Home Loan

We make it easy for our customers to manage their money

Take the hassle out of managing your home loan by accessing your money whenever, wherever. And we offer all the resources
you need as your lifestyle and situation changes.

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Manage your money, your way

Internet access

Find the information you’re looking for at anytime, from anywhere. You can also view a short video on how to navigate your way around the site.


Mobile access

Take your Homestar Finance experience with you, in your pocket wherever you go.

Visa Debit cards

Access your funds on the go, and anywhere you see a ATM which accepts Visa.

Homestar Finance VISA debit card

Learn more about the terms and conditions here.

Visa Debit card - product sheet

Digital wallet payments

With online payments, there is a more secure and convenient way to stay on top of your repayments.

Apple Pay

Apple Pay is the easier, safer way to pay in stores, in selected apps and on participating websites with your iPhone, Apple Watch, iPad and Mac.


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Google Pay

Google Pay is the fast, simple way to pay at millions of places – on sites, in apps, and in stores with your Android devices.

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Samsung Pay

With Samsung Pay, shop securely by authenticating every purchase with your fingerprint, pin number or iris scan.

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Garmin Pay logo

With Garmin Pay™ contactless payment solution, you can make purchases using only your smartwatch.

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Fitbit Pay logo

Contactless payments available on Fitbit so no need to carry cash while you enjoy your daily exercise.

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Check out our home loan calculators

Working out potential home loan repayments? Looking at loan refinancing
options? Just curious? Our range of calculator tools can help you make informed
decisions on the best products or offerings to add value, reduce repayment stress
and save money.

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Explore our library of articles related to your property and investment journey

Understanding your home loan

What do I need to know before applying?

All you need to begin your application online are details of your income, current credit obligations (like personal loans and car loans), available credit limits (from credit cards, store cards and interest fee accounts) and the amount you are looking to borrow.

Can I apply for a Homestar home loan face-to-face with a lending specialist?

In general, we do not offer face-to-face appointments because this would significantly add to the cost of providing you with your loan. We would need to pass this cost on to you in the form of higher interest rates or fees – which we really do not want to do! Our Lending Specialists use great loan processing technology so that we can do all the things that you would typically expect in a face-to-face loan application process by phone- and we can do it in a fraction of the time that a face-to- face meeting would take.

What is Lenders Mortgage Insurance (LMI)?

Lenders Mortgage Insurance (LMI) is insurance that protects the lender in the event the borrower defaults and the security property is sold and the funds from the proceeds of the sale are not enough to discharge the loan. The LMI then pays the Lender the shortfall.  The rights to recover the shortfall from all of the parties on the loan (borrowers) are then transferred across to the LMI who will pursue the shortfall. The cost of LMI insurance is a one off payment at the start of the loan. It is usually added to the loan amount and should not be confused with Building Insurance or Income Protection Insurance

What is a comparison rate?

A comparison rate is a legislated calculation which gives consumers an idea of the actual cost of the loan, as it includes the interest rate and the standard fees applicable to that loan. It avoids consumers being misled by lenders advertising a lower interest rate, but charging high fees to compensate for the low rate.

Let’s get to know each other!

Talk to us about your home loan needs and we will package up a home loan with the features you want and tailor the rate to your circumstance.

    Home loan enquiry

    Get started. Want to apply or have a chat? Complete the form below, and we’ll contact you within 24 hours.