Home Loan Products
At Homestar Finance, we want all our customers to access loan packages with great features and rates.
Star Gold
Home loan with all the features
1.79%
Interest rate p.a1
(Principal and Interest)
1.84%
Comparison rate p.a1,2
Up to 60% LVR
Offset Account
Visa Debit Card Provided with ATM Access
Unrestricted Extra Repayments
Free Online Redraws
Pay Anyone & BPAY® Available
Multiple Loan Splits Possible
Weekly, Fortnightly or Monthly Repayments
Schedule Recurring Payments or Transfers
Star Essentials
No-Frills Owner Occupied Loan
2.14%
Interest rate p.a1
(Principal and Interest)
2.17%
Comparison rate p.a1,2
Up to 80% LVR
Unrestricted Extra Repayments
Free Online Redraws
Pay anyone & BPAY
Multiple Loan Splits Possible
Weekly, Fortnightly or Monthly Repayments
Schedule Recurring Payments or Transfers
Star Classic
Full Features Owner Occupied Home Loan
2.24%
Interest rate p.a1
(Principal and Interest)
2.27%
Comparison rate p.a1,2
Up to 80% LVR
Offset Account
Visa Debit Card Provided with ATM Access
Unrestricted Extra Repayments
Free Online Redraws
Pay Anyone & BPAY® Available
Multiple Loan Splits Possible
Weekly, Fortnightly or Monthly Repayments
Schedule Recurring Payments or Transfers
Star Fixed
1 Year Fixed Rate
1.90%
Interest rate p.a1
(Principal and Interest)
2.37%
Comparison rate p.a1,2
Up to 75% LVR
Extra Repayments up to 20k p.a.
Free Online Redraws
Pay Anyone & BPAY® Available
Multiple Loan Splits Possible
Weekly, Fortnightly or Monthly Repayments
Schedule Recurring Payments or Transfers
Star Fixed
3 Years Fixed Rate
1.95%
Interest rate p.a1
(Principal and Interest)
2.35%
Comparison rate p.a1,2
Up to 75% LVR
Extra Repayments up to 20k p.a.
Free Online Redraws
Pay Anyone & BPAY® Available
Multiple Loan Splits Possible
Weekly, Fortnightly or Monthly Repayments
Schedule Recurring Payments or Transfers
Star Classic
Variable
Principal and Interest
2.44%
Interest rate p.a1
(Principal and Interest)
2.47%
Comparison rate p.a1,2
Up to 80% LVR
Offset Account
Visa Debit Card Provided with ATM Access
Unrestricted Extra Repayments
Free Online Redraws
Pay Anyone & BPAY® Available
Multiple Loan Splits Possible
Weekly, Fortnightly or Monthly Repayments
Schedule Recurring Payments or Transfers
Star Classic
Variable
Interest Only
2.64%
Interest rate p.a1
(Interest Only)
2.67%
Comparison rate p.a1,2
Up to 80% LVR
Offset Account
Visa Debit Card Provided with ATM Access
Unrestricted Extra Repayments
Free Online Redraws
Pay anyone & BPAY® Available
Multiple Loan Splits Possible
Monthly Repayments Only
Schedule Recurring Payments or Transfers
Star Fixed
1 Year Fixed Rate
2.18%
Interest rate p.a1
(Principal and Interest)
2.58%
Comparison rate p.a1,2
Up to 75% LVR
Extra Repayments up to 20k p.a.
Free Online Redraws
Pay Anyone & BPAY® Available
Multiple Loan Splits Possible
Weekly, Fortnightly or Monthly Repayments
Schedule Recurring Payments or Transfers
Star Fixed
3 Years Fixed Rate
2.26%
Interest rate p.a1
(Principal and Interest)
2.58%
Comparison rate p.a1,2
Up to 75% LVR
Extra Repayments up to 20k p.a.
Free Online Redraws
Pay Anyone & BPAY® Available
Multiple Loan Splits Possible
Weekly, Fortnightly or Monthly Repayments
Schedule Recurring Payments or Transfers
Welcome to
Homestar Finance
Homestar Finance has been a home loan lender since 2004 and in that time it has lent millions of dollars to thousands of Australians. Recently we received Canstar’s most Outstanding Home Loan Lender award and also the most Outstanding Value Investment Home Lender award. We provide some of the best home loan deals available in the Australian marketplace due to our direct access to wholesale funding.
What our customers say
Peter
Amazing customer service/communication. Helped me every step of the way. Very informative upfront and honest. No hidden costs. Extremely low rates. Very happy...
Akash
Great customer service great rate and very satisfied with over all performance and decent savings on my current loan high recommendation to the people who are interested on saving money.
Richard
...Finally, a provider than cares about the customer, not paying their CEOs exhorbitant salaries or inflated shareholder dividends.Thanks Homestar!!!!
Eleanor
I've had a great experience with HomestarFinance. Not only a very competitive interest rate for a variable loan but very friendly and efficient service from Justin Ho, who was an absolute pleasure to deal with and made sure the whole process ran smoothly...
Henry
Very competitive and focussed on the customer. They made it happen with zero fuss. Thank you!
Petet
Great rate, great customer service and good product.
