Move your home loan fast with a simple switch and save! Find out more
Better home loan deals since 2004
Whether you want to pay off your home loan sooner or to build your property portfolio - we want to make the journey easy.
I'm looking to refinance
Whether you want to pay off your home loan sooner or to build your property portfolio - we want to make the journey easy.
Need help?
I'm looking to purchase
Whether you want to pay off your home loan sooner or to build your property portfolio - we want to make the journey easy.
Need help?
I want to buy an invesment property
Whether you want to pay off your home loan sooner or to build your property portfolio - we want to make the journey easy.
Need help?
Proudly Sponsoring Sydney Thunder for 8 years in a row
At Homestar Finance, we are more than a home loan provider—we are dedicated to building a better future for all Australians. Through our long-standing partnerships, like our sponsorship of the Sydney Thunder cricket team, we champion positive change for individuals and communities.
Why our customers love us.
Great rates and low fees
Get a great deal every time, access a range of flexible home loans and say no to pesky fees.
Managing your finances your way
You can manage your finances to suit you with online access, a mobile app, a digital wallet, a Visa Debit card—plus more.
Fast, friendly service
Our team of dedicated loan specialists are here to support you every step of the way.
You call the shots
Pay fortnightly or weekly over monthly and save. Repay extra any time.
Our loans can help you
Whether you want to pay off your loan as soon as possible, invest in property, or build your dream home – we can help.
Refinance
Buy my first property
Purchase
Investment
Build my dream home
Invest through an SMSF
Let’s get to
know each other!
Contact our friendly team or fill in this form and we’ll get back to you pronto.
Get a better deal in 3 steps
Kick-start your application
Get started with a digital home loan application (or for help with more complex loans, just give us a call!)
Move fast, or take your time
Submit your application in as little as 15 minutes, or save and return to finish it whenever you have time.
Let us move your loan forward
A team of superstar humans will be on hand to help move your loan towards full approval and settlement.
You’re in
safe hands
Homestar Finance is part of one of Australia’s largest non-bank lenders, ColCap Financial, which has been challenging the banks to offer better borrower deals since 2006.
With Homestar, you’ll be joining a tribe of 100,000+ existing customers who’ve already had their home ownership and investment ambitions made possible by ColCap Financial.
Award-winning lending solutions since 2004
Australians deserve a better deal. That’s why we’ve been challenging the market and rewriting the rulebook, since 2004.
By listening and understanding what’s important to property owners, we’ve developed a customer focused approach that helps thousands of property owners feel in control and save money every day.
Multiple Award
Winning Lender
Winning Lender
Canstar Outstanding Value Variable Home Lender 2025 & 2026
Mozo Experts Choice Award 2023
Canstar Outstanding Value Home Loan Awards 2021 & 2022
Great customer service and competitive rates
Amazing service from the retention team, they were very efficient, fair and straight to the point. From the moment I first contacted them, to the last step of getting my rate updates in the system, everything was done and dusted within 10 days. I had a lot of queries, so I’m sure they would have done it in less than a week! Continue Reading
by Sandra L. on 20/03/24
Cheap and cheerful home loans
We have been with Homestar for over 5 years now and we are very satisfied with their service. Rates are fantastic too. Some of the cheapest on the market for a full featured mortgage.
We are renovating and have had to top up our loan a few times and Homestar has always been easy to deal with. Continue Reading
by Gabrielle G. on 14/11/24
Great Product and Customer Service
My dealing with Homestar has been exceptional from initial enquiry through to settlement whilst refinancing my SMSF property. By far the sharpest rate in the market with prompt and clear communication the entire way. Highly recommend this lender and SMSF mortgage product. Continue Reading
by Jonathan M. on 14/11/24
John and Michel were fantastic- the entire process was smooth and both were very responsive
Beats any bank hands down. Their Service was top notch and thorough and helped me navigate my way around what could have been a challenging process give mine was spread between a Top Up and an investment loan. Continue Reading
by Michael K. on 21/03/24
Great customer service
I’ve been a Homestar customer for a few years now, and recently requested a switch to a more competitive product. I’ve been impressed by the quality of the customer service (especially Regina from the Retentions team), and have had friendly & professional responses throughout the process. Importantly, the turnaround time has been super quick, with minimal time spent on hold / waiting for email responses. Continue Reading
by Tom L. on 22/03/24
Get more than a better deal with Homestar Finance.
For great rates, great savings and great service, Homestar Finance has you covered. Fill in your details to connect with a dedicated lending specialist who will guide you through your purchase or refinancing options.
Our disclaimers
DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 11th May 2026 which is subject to change without notice. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.
Ⓡ Registered to BPAY Pty Ltd ABN 69 079 137 518
