Great Rates. Great Service.
Have it all with Homestar.

Whether it's your first home, you’re looking to refinance or finding an investment property, Homestar Finance’s award-winning home loan deals are here to help.

 

Star Gold

An award-winning home loan with all the features and a super competitive rate.

 

Star Classic Fixed

The fixed-rate mortgage that delivers on features,
locked in for 2 years.

 

Prequalify for a Home Loan

Fast-track your home loan qualification process
in 4 easy steps.

What are you looking for today?

Refinance

Investment Loans

First Time Buyer

Home Loan

Homestar: Where our customers feel at home.

Through personalised service and a smoother, faster process, we reduce the hassle that comes with the money side of home ownership, while our competitive rates can help make home ownership more affordable, allowing our customers to access their dream properties sooner.

Faster, easier property ownership for Australians.

Faster, because our customers can access the funds, and pay them off, sooner. Easier, because we’ve streamlined the approvals and applications process… even when it comes to refinancing and levelling up.

Exceptional value from straightforward, personalised home loan solutions.

No two customers are the same. By getting to know our customers, we’re able to offer them a service that better suits their needs, cuts out all of the unnecessary drama and helps them secure their loan sooner.

All Homestar Products

Explore our market-leading range of home loan options, rates and features:

Star Gold

Variable Principal & Interest

1.79%

Interest rate p.a.1a

1.84%

Comparison rate p.a.1a,2


View Product

Star Essentials

Variable Principal & Interest

2.04%

Interest rate p.a.1a

2.07%

Comparison rate p.a.1a,2


View Product

Star Classic

Variable Principal & Interest

2.14%

Interest rate p.a.1a

2.17%

Comparison rate p.a.1a,2


View Product

Star Classic Fixed

2 Years Fixed Rate

1.79%

Interest rate p.a.1a

2.16%

Comparison rate p.a.1a,2


View Product

Star Classic

Variable Principal and Interest

2.44%

Interest rate p.a.1b

2.47%

Comparison rate p.a.1b,2


View Product

Star Classic

Variable Interest Only

2.74%

Interest rate p.a.1b

2.77%

Comparison rate p.a.1b,2


View Product

Star Classic

2 Years Fixed Rate

1.99%

Interest rate p.a.1b

2.44%

Comparison rate p.a.1b,2


View Product

We’re here, and we’re ready
to work with you

With personalised service and a smoother, faster application process, Homestar Finance reduce the hassle that comes with the money side of home ownership while our competitive home loan rates help make Australian home ownership more affordable.

Enquire Now

Which home loan products are best for you?

Some of our home loan options can offer greater flexibility of loan terms, while others can help you pay off a loan faster. Your Homestar loan specialist will help find the options that work best for you. Here’s just a few of the features available: 

  • Weekly, fortnightly or monthly repayment options 
  • Unlimited additional repayments on our Variable Home Loans, making it easier than ever to pay off your home loan faster 
  • On our Fixed Rate Home Loans you can make additional repayments to a maximum amount of $20,000 per annum
  • Split your home loan up to 4 ways, including the option to have a portion fixed and portion variable 
  • Every split can have an individual offset account. With up to 4 offset accounts, keeping track of your savings and spending can be made easy 
  • Should you need to access your funds, you can do so as many times as you like 
  • Redraw options available via your online access platform 
  • Keep your funds at your fingertips. With the Homestar Visa Debit Card, anywhere that accepts Visa can provide access to your money 
  • No fees for card set-up or usage 
  • Cash withdrawals are free when using any major bank ATM networks 
  • Homestar Finance provides our customers with a real-time online platform to help you access all your information 
  • View your transactions and balances easily in a single place 

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    1 Rates shown apply to new eligible Owner Occupieda or Investment home loans only, loan limits may apply depending on your product (refer to the product page) and at least one applicant is on PAYG employment. For fixed rate loans, after the fixed rate term, a variable rate will apply. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.

    2 Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    3 Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided..

    4 Disbursements may also be payable.

    Other fees and charges may apply.

    DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 27th May 2021 which is subject to change without notice. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.

    Registered to BPAY Pty Ltd ABN 69 079 137 518