With personalised service and a smoother, faster application process, Homestar Finance reduce the hassle that comes with the money side of home ownership while our competitive home loan rates help make Australian home ownership more affordable.
Explore our market-leading range of home loan options, rates and features:
Star Gold
Variable Principal & Interest
1.79%
Interest rate p.a.1a
1.84%
Comparison rate p.a.1a,2
Star Essentials
Variable Principal & Interest
1.99%
Interest rate p.a.1a
2.02%
Comparison rate p.a.1a,2
Star Classic
Variable Principal & Interest
2.09%
Interest rate p.a.1a
2.12%
Comparison rate p.a.1a,2
Star Classic Fixed
Fixed Rates From
2.29%
Interest rate p.a.1a
2.14%
Comparison rate p.a.1a,2
Star Classic
Variable Principal & Interest
2.29%
Interest rate p.a.1b
2.32%
Comparison rate p.a.1b,2
Star Classic
Variable Interest Only
2.59%
Interest rate p.a.1b
2.62%
Comparison rate p.a.1b,2
Star Classic Fixed
Fixed Rates From
2.69%
Interest rate p.a.1b
2.39%
Comparison rate p.a.1b,2
Some of our home loan options can offer greater flexibility of loan terms, while others can help you pay off a loan faster. Your Homestar loan specialist will help find the options that work best for you. Here’s just a few of the features available:
Fast-track your home loan qualification process in 4 easy steps.
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Faster, because our customers can access the funds, and pay them off, sooner. Easier, because we’ve streamlined the approvals and applications process… even when it comes to refinancing and levelling up.
No two customers are the same. By getting to know our customers, we’re able to offer them a service that better suits their needs, cuts out all of the unnecessary drama and helps them secure their loan sooner.
Through personalised service and a smoother, faster process, we reduce the hassle that comes with the money side of home ownership, while our competitive rates can help make home ownership more affordable, allowing our customers to access their dream properties sooner.
Our digital-led application process is simple, online, and stress-free! We have an experienced team of support staff here to assist you at every step of the way, with support available 7 days a week online or over the phone. No in-person appointments or physical paperwork required!
Submitting an enquiry won’t affect your credit rating.
1 Rates shown apply to new eligible Owner Occupieda or Investment home loansb only, loan limits may apply depending on your product (refer to the product page) and at least one applicant is on PAYG employment. For fixed rate loans, after the fixed rate term, a variable rate will apply. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.
2 Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3 Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided..
4 Disbursements may also be payable.
Other fees and charges may apply.
DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 28th October 2021 which is subject to change without notice. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.
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