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Explore our range of great rates

Star Gold

Home Loan with all the features

1.79%

Interest rate p.a 1a
(Principal and Interest)"

1.84%

Comparison rate p.a 1a,2


View Product

Star Essentials

No-Frills Owner Occupied Loan

2.04%

Interest rate p.a 1a
(Principal and Interest)"

2.07%

Comparison rate p.a 1a,2


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Star Classic

Full Features Owner Occupied

2.14%

Interest rate p.a 1a
(Principal and Interest)"

2.17%

Comparison rate p.a 1a,2


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Star Classic Fixed

2 Years Fixed Rate

1.79%

Interest rate p.a 1a
(Principal and Interest)"

2.16%

Comparison rate p.a 1a,2


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Star Classic

Variable Principal and Interest

2.44%

Interest rate p.a 1b
(Principal and Interest)"

2.47%

Comparison rate p.a 1b,2


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Star Classic

Variable Interest Only

2.74%

Interest rate p.a 1b
(Principal and Interest)"

2.77%

Comparison rate p.a 1b,2


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Star Fixed

2 Years Fixed Rate

1.99%

Interest rate p.a 1b
(Principal and Interest)"

2.44%

Comparison rate p.a 1b,2


View Product

We’re here for you

Whether you already have a home loan, are looking for your first one or you have been around the block many times, we are here to help

Different home loan products come with different options and features

Some offer greater flexibility of loan terms, while others help you pay off a loan faster. Your Homestar loan specialist will help you do your research and find the options that work best for you, whether today, or in the long term. Here are just some of the features available:

  • Weekly, Fortnightly or Monthly Repayments
  • On our variable Home Loans you can make unlimited additional repayments, making it simple to pay down your home loan faster
  • On our Fixed rate Home Loans you can make additional repayments to a maximum amount of $20,000 per annum
  • Split your home loan up to 4 ways, have a portion fixed and portion variable
  • Every Split can have a offset account, with up to 4 offset accounts keeping track of your savings and spendings can be easy
  • Need to access your funds you can do that as many times as you like
  • Accessible via your internet access
  • Your funds are at your fingers tips, anywhere that accepts Visa you can access your money
  • We don’t charge a fee for the card or using the card
  • Cash withdrawls are also free if you use a major bank ATM network
  • we have a first class online platform to access all your Homeloan and offset account information
  • ability to view your transactions and balances easily

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    1 Rates shown apply to new eligible Owner Occupieda or Investment loansb only, loan limits may apply depending on your product (refer to the product page) and at least one applicant is on PAYG employment. After a fixed rate term, a variable rate will apply. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.

    2 Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    3 Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided..

    4 Disbursements payable.

    Other fees and charges may apply.

    DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 27th May 2021 which is subject to change without notice. Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.

    Registered to BPAY Pty Ltd ABN 69 079 137 518