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We Have Been Awarded 2021 Canstar Awards

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Home Loan Products

At Homestar Finance, we want all our customers to access loan packages with great features and rates.

Star Gold

Home loan with all the features

1.79%

Interest rate p.a1
(Principal and Interest)

1.84%

Comparison rate p.a1,2

Up to 60% LVR

Offset Account

Visa Debit Card Provided with ATM Access

Unrestricted Extra Repayments

Free Online Redraws

Pay Anyone & BPAY® Available

Multiple Loan Splits Possible

Weekly, Fortnightly or Monthly Repayments

Schedule Recurring Payments or Transfers

Star Essentials

No-Frills Owner Occupied Loan

2.14%

Interest rate p.a1
(Principal and Interest)

2.17%

Comparison rate p.a1,2

Up to 80% LVR

Unrestricted Extra Repayments

Free Online Redraws

Pay anyone & BPAY

Multiple Loan Splits Possible

Weekly, Fortnightly or Monthly Repayments

Schedule Recurring Payments or Transfers

Star Classic

Full Features Owner Occupied Home Loan

2.24%

Interest rate p.a1
(Principal and Interest)

2.27%

Comparison rate p.a1,2

Up to 80% LVR

Offset Account

Visa Debit Card Provided with ATM Access

Unrestricted Extra Repayments

Free Online Redraws

Pay Anyone & BPAY® Available

Multiple Loan Splits Possible

Weekly, Fortnightly or Monthly Repayments

Schedule Recurring Payments or Transfers

Star Fixed

2 Years Fixed Rate

1.88%

Interest rate p.a1
(Principal and Interest)

2.26%

Comparison rate p.a1,2

Up to 80% LVR

Extra Repayments up to 20k p.a.

Free Online Redraws

Pay Anyone & BPAY® Available

Multiple Loan Splits Possible

Weekly, Fortnightly or Monthly Repayments

Schedule Recurring Payments or Transfers

Star Classic

Variable Principal and Interest

2.44%

Interest rate p.a1
(Principal and Interest)

2.47%

Comparison rate p.a1,2

Up to 80% LVR

Offset Account

Visa Debit Card Provided with ATM Access

Unrestricted Extra Repayments

Free Online Redraws

Pay Anyone & BPAY® Available

Multiple Loan Splits Possible

Weekly, Fortnightly or Monthly Repayments

Schedule Recurring Payments or Transfers

Star Classic

Variable Interest Only

2.64%

Interest rate p.a1
(Interest Only)

2.67%

Comparison rate p.a1,2

Up to 80% LVR

Offset Account

Visa Debit Card Provided with ATM Access

Unrestricted Extra Repayments

Free Online Redraws

Pay anyone & BPAY® Available

Multiple Loan Splits Possible

Monthly Repayments Only

Schedule Recurring Payments or Transfers

Star Fixed

2 Years Fixed Rate

2.18%

Interest rate p.a1
(Principal and Interest)

2.47%

Comparison rate p.a1,2

Up to 80% LVR

Extra Repayments up to 20k p.a.

Free Online Redraws

Pay Anyone & BPAY® Available

Multiple Loan Splits Possible

Weekly, Fortnightly or Monthly Repayments

Schedule Recurring Payments or Transfers

Welcome to
Homestar Finance

Homestar Finance has been a home loan lender since 2004 and in that time it has lent millions of dollars to thousands of Australians. Recently we received Canstar’s most Outstanding Home Loan Lender award and also the most Outstanding Value Investment Home Lender award. We provide some of the best home loan deals available in the Australian marketplace due to our direct access to wholesale funding.

What our customers say


Peter

Amazing customer service/communication. Helped me every step of the way. Very informative upfront and honest. No hidden costs. Extremely low rates. Very happy...


Akash

Great customer service great rate and very satisfied with over all performance and decent savings on my current loan high recommendation to the people who are interested on saving money.


Richard

...Finally, a provider than cares about the customer, not paying their CEOs exhorbitant salaries or inflated shareholder dividends.Thanks Homestar!!!!


Eleanor

I've had a great experience with HomestarFinance. Not only a very competitive interest rate for a variable loan but very friendly and efficient service from Justin Ho, who was an absolute pleasure to deal with and made sure the whole process ran smoothly...


Henry

Very competitive and focussed on the customer. They made it happen with zero fuss. Thank you!


Petet

Great rate, great customer service and good product.

1 Rates shown apply to new eligible home loans only, loan and LVR limits may apply depending on your product (refer to the product page) and at least one applicant is on PAYG employment. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.

2 Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Other fees and charges may apply.

DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 29th January 2021 which is subject to change without notice. Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.

Registered to BPAY Pty Ltd ABN 69 079 137 518