October 2017

When searching for your home loan, you can choose from a fixed or a variable rate home loan. Different loan types will suit different borrowers depending on their loan purpose…

Serviceability refers to the capability of an applicant to meet their loan repayments. When calculating serviceability, the Loan Specialist will look at the applicant’s monthly income against their monthly expenses…

One of the questions that applicants often ask is how to prepare for the Prequalification Interview. The Prequalification Interview normally takes place when the Loan Specialist first calls the borrower.…