First home buyer

The age-old question for so many home loan borrowers - to fix or not to fix? There are always a number of factors to consider when it comes time to shop around for a new home loan rate, and one of the biggest questions often tends…

Savings are important because they can prevent you from having to take out high-cost credit to cover any sudden or unforeseen expenses - but it’s not always easy to pinpoint the best strategies to save money, as everyone’s circumstances, spending needs and budget constraints…

Spending habits are emotionally based for many of us. With so many spending triggers readily available at a moment’s notice, it can be hard to actively stick to your plan…

What is the ‘pay yourself first’ budget method?   The phrase ‘pay yourself first’ has become increasingly popular in personal finance and investing circles. While there is a huge range of budget methods that can suit…

Many of us are experiencing the effects of COVID-19 – whether it be emotional, physical or financial stress. If you haven’t been personally affected by the economic disruption, there’s a good chance that you know someone who has.  Considering…