Star Essentials Home Loan

No-Frills Owner Occupied Loan with Super Low Rate

Variable rates from

2.39 %

Interest rate p.a.1
(Principal and Interest)

2.39 %

Comparison rate p.a.1,2


  • Weekly, Fortnightly or Monthly Repayments

  • Super Low Rate

  • Free Online Redraws

  • Pay Anyone & BPAY® Available

  • Unrestricted Extra Repayments

  • No Monthly or Ongoing Account Fees

  • Multiple Loan Splits Possible

  • Schedule Recurring Payments or Transfers

Home Loan Enquiry

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About Homestar Finance

Homestar Finance Pty Ltd ACN 109 413 498 Australian Credit Licence Number 390 860 has been providing affordable home loans to Australian families since 2004. We are a wholly owned subsidiary of Columbus Capital Pty Ltd, an Australian private company with over $5.6 billion in loans under management.

HomestarFinance is a proud sponsor of the Sydney Thunder Cricket Team (KFC Big Bash League)

Award Winning Lender

1 Rates shown apply to new eligible owner occupied loans only, up to 80% LVR, loan amounts up to $850k and at least one applicant is on PAYG employment. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.

2 Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3 Upfront Fees waived up to the value of $250 for Valuation Fee and up to the value of $265 for Legal Documentation fee. Loan Applications must be received by the 30th June 2020 and settled by 30th September 2020. This offer is not available in conjunction with any other offer and may be varied or withdrawn if the loan application is not actioned or progressed further by the applicant or does not settle within the stated timeframe.

Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided.

Disbursements payable.

Other fees and charges may apply.

DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees and charges are payable. Final approval is subject to credit assessment. Information valid as at 27 May 2020 which is subject to change without notice. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.

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