Want to switch your home loan and save? Simple!
Apply online in as little as 15 minutes
Apply online in as little as 15 minutes
For simple switch and save borrowers
We’ve made it easy to move your home loan with a streamlined switching process that doesn’t require as much paperwork.
We can make quicker decisions online, with loan documents delivered to you as soon as 90 seconds after you’re approved.
Apply all the way online, but with human loan specialist help all the way, available on demand via phone or online LiveChat.
Save with Homestar, an award-winning lender recognised for delivering Australians true value on their home loans.
When you switch your home loan to Homestar, you’ll get Homestar’s best value online home loan rate and our fully featured new home loan, Star Nova
Variable principal & interest
Variable principal & interest
Variable principal & interest
Variable principal & interest
View our simple switch and save product brochure
To switch and save your loan to Homestar, your home loan needs to tick a few boxes.
Have you been repaying your home loan for 12 months?
Are you paying a higher interest rate and repayment somewhere else?
Do you already have at least 20% equity in your property?
Are you borrowing under your name or with one other person?
Yes? You could be eligible to apply online with a simple switch and save!
Whether you want to buy your first property, invest in property for the future, or build your dream home – we can help.
Homestar Finance is part of one of Australia’s largest non-bank lenders, ColCap Financial, which has been challenging the banks to offer better borrower deals since 2006.
With Homestar, you’ll be joining a tribe of 100,000+ existing customers who’ve already had their home ownership and investment ambitions made possible by ColCap Financial.
Homestar’s expert loan specialists are here to support you with your digital home loan application 7 days a week. Please contact us if you have any questions.
1 Rates shown apply to new eligible applications for Star Nova Owner Occupieda or Investmentb home loans only, up to 80% LVR, loan amounts up to $3,500,000. Rates are subject to change without notice. Existing loans arranged initially or currently managed by ColCap Financial Group, Origin Mortgage Management Services or one of its managers or partners are not eligible to refinance or a Star Nova home loan. Terms, conditions, and additional eligibility criteria apply.
2 Comparison rates are based on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3 Please note a full credit check will be undertaken as part of your refinance application and applications are subject to our eligibility criteria at the time of the application.
4 Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided.
5 Discharge fee is waived if loan reaches full term as per the loan agreement. Other fees and charges may apply.
6 Homestar Finance Pty Ltd (Homestar) does not provide financial or investment advice. Advertised material does not take into account your objectives, financial circumstances or needs. Homestar recommends that you seek independent financial, legal and taxation advice before making a financial decision. The comparisons used in advertised material are based on the following assumptions:
Any information provided in advertised material does not constitute an offer of credit and are exampled of what may be available to you. Advertised material does not take into account any product features or any applicable fees or charges. Homestar’s lending criteria and the basis upon which Homestar assesses what you are able to afford may change without notice.
DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 11th May 2026 which is subject to change without notice. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.
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