Star Essentials Home Loan

We offer one of the lowest home loan rates for customers looking for an owner occupied home loan with just the essential features. Click here for refinance special offer.

Canstar Outstanding Value, Home LenderCanstar Outstanding Value, Variable Home Lenderr

Our product features:

  • Redraw facility
  • Unlimited extra repayments
  • Internet Banking
  • Maximum LVR of 80%
  • PAYG borrowers only
  • Principal and Interest repayment only

Owner Occupied Variable Rates From:

3.49% % % % % % %

3.49% % % % % % %

Interest rate p.a.1

3.52% % % % % % %

3.52% % % % % % %

Comparison rate p.a.1,2


Key Features

Variable Rate

Offset Account

Redraw Facility

Repayments (W, F, M)

(W, F, M)

Split Accounts

Extra Repayments

Debit ATM Card

Internet Banking



Loan Setup Fees

Variable Rate

Application Fee


Valuation Fee


Legal Documentation Fee


Fixed Rate Lock In fee (optional)



Monthly Account Fee


Annual Account Fee


Discharge Fee

(plus third party costs)



Personal Details

Loan Information (optional)

* These are required fields

1Rates shown apply to new loans only and may change at any time. Existing borrowers may have different interest rates which are dependant on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate (s) by logging in to internet banking or by contacting customer service. Terms, conditions and eligibility criteria apply.

2Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3 Third Party Costs: cost/s incurred by services provider/s external to your Lender and will vary depending on the nature of the service and request. These cost/s are passed on directly to the applicant/s.

4 Disbursements payable.