Star Gold

A home loan with all the features and a SUPER LOW RATE

Owner Occupied

For loans with a LVR of 60% or less

Limited Time Special3

1.79%

Interest rate p.a 1
(Principal and Interest)"

1.84%

Comparison rate p.a 1,2


Need to borrow more than 60% LVR? Check out our other products we have available

Learn More

Loan Features

Visa Debit
Offset Account
No Monthly or Ongoing Account Fees
Weekly, Fortnightly or Monthly Repayments
Free Online Redraws
super-lowrate
Super Low Rate
Unrestricted Extra Repayments
Multiple Loan Splits Possible
Pay Anyone & BPAY® Available
Schedule Recurring Payments or Transfers

Are You READY to SAVE?
We’ve Made It EASY

1

Fast & Effortless to Apply

Simply place an enquiry online or call us
2

Speak over the phone (at your convenience)

with one of our Loan Specialists
3

Feel Fully Supported

Throughout the process

After Settlement

Enjoy the Savings!

    Home Loan Enquiry

    Please complete the form below and our Loan Team will be in touch soon.








    OUR HOME LOAN PRODUCTS

    At Homestar Finance we want all of our customers to access home loan packages that suit their needs, whether you are a first home buyer, purchaser or just looking to refinance your current home loan we have a range of products that can help you achieve the best home loan possible.

    Star Gold

    Home Loan with all the features

    1.79%

    Interest rate p.a 1
    (Principal and Interest)"

    1.84%

    Comparison rate p.a 1,2


    • Up to 60% LVR
    • Offset Account
    • Visa Debit Card Provided with ATM Access
    • Unrestricted Extra Repayments
    • Free Online Redraws
    • Pay Anyone & BPAY® Available
    • Multiple Loan Splits Possible
    • Weekly, Fortnightly or Monthly Repayments
    • Schedule Recurring Payments or Transfers

    Star Essentials

    No-Frills Owner Occupied Loan

    2.14%

    Interest rate p.a 1
    (Principal and Interest)"

    2.17%

    Comparison rate p.a 1,2


    • Up to 80% LVR
    • Unrestricted Extra Repayments
    • Free Online Redraws
    • Pay Anyone & BPAY® Available
    • Multiple Loan Splits Possible
    • Weekly, Fortnightly or Monthly Repayments
    • Schedule Recurring Payments or Transfers

    Star Classic

    Full Features Owner Occupied

    2.24%

    Interest rate p.a 1
    (Principal and Interest)"

    2.27%

    Comparison rate p.a 1,2


    • Up to 80% LVR
    • Offset Account
    • Visa Debit Card Provided with ATM Access
    • Unrestricted Extra Repayments
    • Free Online Redraws
    • Pay Anyone & BPAY® Available
    • Multiple Loan Splits Possible
    • Weekly, Fortnightly or Monthly Repayments
    • Schedule Recurring Payments or Transfers

    Star Classic Fixed

    2 Years Fixed Rate

    1.74%

    Interest rate p.a 1
    (Principal and Interest)"

    2.23%

    Comparison rate p.a 1,2


    • Up to 80% LVR
    • Extra Repayments up to 20k p.a.
    • Free Online Redraws
    • Pay Anyone & BPAY® Available
    • Multiple Loan Splits Possible
    • Weekly, Fortnightly or Monthly Repayments
    • Schedule Recurring Payments or Transfers

    About Homestar Finance

    Homestar Finance Pty Ltd ACN 109 413 498 Australian Credit Licence Number 390 860 has been providing affordable home loans to Australian families since 2004. We are a wholly owned subsidiary of Columbus Capital Pty Ltd, an Australian private company with over $7 billion in loans under management.

    Homestar Finance is a proud sponsor of the Sydney Thunder Cricket Team (KFC Big Bash League).

    Award Winning Lender

    1 Rates shown apply to new eligible home loans only, up to 60% LVR, loan amounts minimum of $250k and up to $850k and at least one applicant is on PAYG employment. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.

    2 Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    3 This is a Limited Time Special, only available on applications received by 31st August 2021 and settlement by 30th November 2021. No other offers in place (no cashback and no fee waiver).

    Other fees and charges may apply.

    DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 16th March 2021 which is subject to change without notice. Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.

    Registered to BPAY Pty Ltd ABN 69 079 137 518