Great rates. Great savings.
Great service.

Everything’s Great with Homestar Finance.


Owner Occupied Principal & Interest
% p.a.
Interest rate1,2
% p.a.
Comparison rate1,2
  • Market leading rates
  • No application, annual, monthly or offset account fees
  • Weekly, fortnightly or monthly repayments
  • Up to four free offset accounts
  • Split the loan across multiple portions
  • Visa Debit Card
  • Digital wallet
  • Extra repayments at any time (with free redraw)
  • Easy online account management
  • Dedicated loan specialist

We’ll do more than just get you a better deal.

At Homestar Finance, we help property owners get a better deal – with market leading rates, personalised service and loans packed with features (not fees).

Get more of what you want (and less of what you don’t) with Homestar Finance.

Smooth and easy application process with everything wrapped up in as little as a few days.

Say goodbye to pesky fees. No application, annual, monthly or offset fees.

You call the shots.

Don’t be tied to monthly repayments. Make fortnightly or weekly repayments where you’ll save more.

And pay extra at any time
(with free redraw on the extra repaid).

Managing your finances is a breeze with our online platform, digital wallet and Visa Debit Card.

Bonus features to help you thrive!

Up to four free offset accounts and the ability to split your loan into multiple portions.

Why choose Homestar Finance?

Australians deserve a better deal. That’s why we’ve been challenging the market and rewriting the rulebook, since 2004.

We listen and understand what’s important to property owners, they want to save money and be treated like a person, not a number.

At Homestar our market leading rates and personalised service are just part of the deal. Our award winning products adapt to your changing needs and help you thrive.

Multiple Award

Winning Lender

Canstar Outstanding Value Home Loan Awards 2021 & 2022

Mozo Experts Choice Award 2023

Rate city awards

Great rates. Great savings. Great service.

Welcome to Homestar Finance,
where your home loan journey begins with a smile!

Get more than a better deal with Homestar Finance.

For great rates, great savings and great service, Homestar Finance has you covered. Fill in your details to connect with a dedicated lending specialist.

    Home loan enquiry

    Get started. Want to apply or have a chat? Complete the form below, and we’ll contact you within 24 hours.

    Our disclaimers

    1 Rates shown apply to new eligible Owner Occupieda or Investmentb home loans only, up to 80% LVR, loan amounts up to 2,000,000 and at least one applicant is on PAYG employment. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar Finance home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.

    2 Comparison rates are based on a basic Homestar Finance loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    3Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided.

    4Disbursements may also be payable.

    5Discharge fee is waived if loan reaches full term as per the loan agreement. Other fees and charges may apply.

    DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 18th April 2024 which is subject to change without notice. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.

    Registered to BPAY Pty Ltd ABN 69 079 137 518