Great rates. Great savings.
Great service.
Everything’s Great with Homestar Finance.
Great rates. Great savings.
Variable
Owner Occupied
Principal & Interest
5.99
%
p.a.
5.99
%
p.a.
- Market leading rates
- No application, annual, monthly or offset account fees
- Weekly, fortnightly or monthly repayments
- Up to four free offset accounts
- Split the loan across multiple portions
- Visa Debit Card
- Digital wallet
- Extra repayments at any time (with free redraw)
- Easy online account management
- Dedicated loan specialist
We’ll do more than just get you a better deal.
At Homestar Finance, we help property owners get a better deal – with market leading rates, personalised service and loans packed with features (not fees).
Get more of what you want (and less of what you don’t) with Homestar Finance.
Explore your options
Wondering how much your repayments will be each month?
Our calculator can crunch the numbers for you.
Let's explore some of the options.
Enter loan amount
$
Loan purpose
Interest Rate
Your
repayments could be:
$
Owner occupier, principal & interest, 30 year loan term. Based on interest rate of 5.99%2a and comparison rate of 5.99%2a,^
Owner occupier, principal & interest, 30 year loan term. Based on interest rate of 6.09%2a and comparison rate of 6.09%2a,^
Owner occupier, principal & interest, 30 year loan term. Based on interest rate of 5.75%2a and comparison rate of 5.97%2a,^
Owner occupier, principal & interest, 30 year loan term. Lenders Mortgage Insurance still to be applied. Based on interest rate of 6.54%2a and comparison rate of 6.54%2a,^
Investment home loan, principal & interest, 30 year loan term. Based on interest rate of 6.39%2b and comparison rate of 6.42%2b,^
Investment home loan, interest only, 30 year loan term. Based on interest rate of 6.79%2b and comparison rate of 6.82%2b,^
Ready to take the next step?
Our loan specialists are ready to help you.
Estimates only. Want to explore how this calculation works?
The results from this calculator should be used as an indication only. Repayment is principal and interest, or interest only, dependent on the product and based on a 30-year loan term. Changes in interest rates, repayment frequency and loan term will affect the repayment and savings amounts.
Fees and charges are payable. It's important to note that the calculations do not consider fees, charges or other amounts that may be charged to your loan. If you borrow more than 80% of the property's value, Lenders Mortgage Insurance may apply. Any additional amounts will increase the repayments and decrease the savings under the loan, so factoring them in is crucial.
Lending is to approved applicants only, and all lending is subject to a detailed credit assessment.
This is general information that does not take into account your objectives, financial situation, or needs. Before acting on it, consider the appropriateness of the information.
Calculate your repayments in more detail by visiting the link below.
Experience a smooth and easy application process with everything wrapped up in as little as a few days.
Say goodbye to pesky fees. No application, annual, monthly or offset fees.
Don’t be tied to monthly repayments. Make fortnightly or weekly repayments where you’ll save more.
And pay extra at any time
(with free redraw on the extra repaid).
Managing your finances is a breeze with our online platform, digital wallet and Visa Debit Card.
Bonus features to help you thrive!
Up to four free offset accounts and the ability to split your loan into multiple portions.
Why choose Homestar Finance?
Australians deserve a better deal. That’s why we’ve been challenging the market and rewriting the rulebook, since 2004.
We listen and understand what’s important to property owners, they want to save money and be treated like a person, not a number.
At Homestar our market leading rates and personalised service are just part of the deal. Our award winning products adapt to your changing needs and help you thrive.
Multiple Award
Winning Lender
Canstar Outstanding Value Home Loan Awards 2021 & 2022
Mozo Experts Choice Award 2023
Great customer service and competitive rates
Amazing service from the retention team, they were very efficient, fair and straight to the point. From the moment I first contacted them, to the last step of getting my rate updates in the system, everything was done and dusted within 10 days. I had a lot of queries, so I’m sure they would have done it in less than a week! Read more
by Sandra L. on 20/03/24
Happy services
Great Experience, thanks Homestar! Edy and the rest of the homestar team made it very easy. He kept us informed during the whole process and was very professional and answered all our questions along the way. We have used them for 6 years with our previous property so they are consistent. I would highly recommend them. Read more
by Jayesh P. on 03/03/24
Amazing Customer Service & Very Helpful
Andrew and the rest of the team are really amazing and helpful all through out our loan process. Thank you Homestar for fast accommodation and absolutely wonderful customer service! Read more
by Jackson V. on 13/04/24
John and Michel were fantastic- the entire process was smooth and both were very responsive
Beats any bank hands down. Their Service was top notch and thorough and helped me navigate my way around what could have been a challenging process give mine was spread between a Top Up and an investment loan. Read more
by Michael K. on 21/03/24
Great customer service
I’ve been a Homestar customer for a few years now, and recently requested a switch to a more competitive product. I’ve been impressed by the quality of the customer service (especially Regina from the Retentions team), and have had friendly & professional responses throughout the process. Importantly, the turnaround time has been super quick, with minimal time spent on hold / waiting for email responses. Read more
by Tom L. on 22/03/24
Great rates. Great savings. Great service.
Welcome to Homestar Finance,
where your home loan journey begins with a smile!
Get more than a better deal with Homestar Finance.
For great rates, great savings and great service, Homestar Finance has you covered. Fill in your details to connect with a dedicated lending specialist.
Our disclaimers
1 Rates shown apply to new eligible Owner Occupieda or Investmentb home loans only, up to 70% LVR, loan amounts up to 2,000,000 and at least one applicant is on PAYG employment. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar Finance home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.
2 Comparison rates are based on a basic Homestar Finance loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided.
4Disbursements may also be payable.
5Discharge fee is waived if loan reaches full term as per the loan agreement.
Other fees and charges may apply.
DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 21st April 2024 which is subject to change without notice. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.
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