Less documentation, fast 3 day approval, 70% LVR
Needing a home loan fast? If you have your documents ready, enjoy fast approval with our Easy Refinance. It’s quick and easy, with less paperwork. You can have your approval ready within 3 days!
Ready to get started?
Answer the following questions with a “yes“, and you may be eligible for a super-quick Easy Refinance home loan approval!
P.S. Don’t worry! If you don’t meet these requirements, you can still refinance with us…it just means that it might take a bit longer.
- Is the loan amount you need equal to your current loan?
- Have you been with your current lender for more than 12 months?
- Are you a PAYG employee?
- Do you have a clear credit history?
- Is Homestar Finance interest rate better than your current rate?
If you answered “yes” to these questions, you’re ready to go! Contact us below using the form. And if you’re feeling unsure, that’s okay – fill in the form, and we will still reach out and have someone call you and guide you step-by-step through the process.
Loan document checklist
Speed your application process and
unlock savings by having your
documents up-to-date and
- Rates notice
- Two most recent payslips
- Existing home Loan details (account name, current
interest rate, minimum monthly payment) statements – screen shots are acceptable
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1 Rates shown apply to new eligible Owner Occupied home loans only, up to 70% LVR, loan amounts minimum of $250,000 and up to $1,000,000 and at least one applicant is on PAYG employment. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan over time. Accordingly, there is not one standard variable rate that applies to all Homestar Finance home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.
2 Comparison rates are based on a basic Homestar Finance loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided.
5Discharge fee is waived if loan reaches full term as per the loan agreement.
Other fees and charges may apply.
DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable. Final approval is subject to credit assessment. Information valid as at 13 September 2022 which is subject to change without notice. Please consider if the product is appropriate for your individual circumstances. If you need assistance or have any questions about a product or feature and its suitability, please contact our Loan Specialists.
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