Home is where life unfolds and you’re free to embrace tomorrow.

But many First Home Buyers wonder whether they’ll ever get into the property market or if it’s better to keep on renting.

That’s because they haven’t talked to a Homestar Finance home loan specialist, who lives and breathes home loans, and can make the money side of homeownership fast, simple and affordable.

Add up the savings

While renting does have some small benefits, such as not having to pay for repairs, it comes with some considerable disadvantages.

All that rent money is going into someone else’s pocket, not building a bright future for you.

Paying $500 a week, or $26,000 a year in rent, is almost equivalent to loan repayments on a $530,000 (30 year) mortgage at one of Homestar’s market-leading home loan variable rates of 2.14% p.a. (comparison rate 2.17%* p.a.) for the Star Essentials Home Loan. Use our Buy V’s Rent Calculator to check your own personal circumstances

Rapid growth in housing prices also means that when you take the plunge and buy a home, you’re investing in an asset that could appreciate nicely in value over time.

A new report by ANZ economists predicts house prices at the national level will rise to a strong 17% through 2021, before slowing to 6% in 2022, still a very good return.

Let us help you get into the property market

If you’re a First Home Buyer, you may not think you can buy in a hot spot like these 10 areas tipped for property growth, or major cities, tipped for between 16% and 19% growth, in a recent Canstar report.

But, at Homestar, we’re dedicated to keeping the Australian dream alive.

Our home loan experts can suggest options such as making your first house an investment property to receive tax deductions or sharing the property purchase with a friend or family member.

You may also be eligible for a First Homeowners’ Grant that can get you into your dream home sooner. Why not talk to a Homestar home loan specialist to discuss your options in more detail.

Choose the award-winning home loan experts

We’re not saying buying a home is a piece of cake.

You’ll need to spend your weekends looking at potential properties, often with some stiff competition.

But Homestar makes the finance part easy, with our home loan specialists working one-on-one with you to tailor a loan to meet your needs, and being on hand to help, from application to settlement.

There’s a reason Homestar holds a host of home loan awards, including Variable Home Lender, Fixed Home Lender and Investment Home Lender awards from Canstar and Mozo Experts Choice Awards.

Check out our customer reviews where people just like you give us the highest ratings on our great interest rates and customer service.

Let us worry about the details

Relax knowing that Homestar’s home loan specialists have your back.

The difference between dealing with a big bank and us is that with Homestar:

– Our home loans aren’t only award-winning; they are some of the lowest in the market. We watch Reserve Bank rates like a hawk and don’t hang around in passing on our intentions about rate increases and decreases.

– Our home loan specialists really care about providing great customer service. They will ensure that you choose the right loan for your circumstances, for now, and the future. They can also suggest personalised home loan repayment solutions such as a partly fixed and variable interest rate that can help First Home Buyers predict their payments.

It’s time to get excited about taking the property plunge and consult a home loan specialist who is with you all the way.

* Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years.

* WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable.
© Homestar Finance Pty Ltd ACN 109 413 498, Australian Credit Licence Number 390 860.