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 With interest rates at a historic low, you may be looking for a better way to grow your money than in a cheque or savings account. 

With a new report by ANZ economists predicting house prices at the national level will rise to a strong 17% through 2021, before slowing to 6% in 2022, it would be almost impossible to find a better return for your money. Fortunately, Homestar Finance’s home loan specialists can help you get the most competitive interest rates on an investment loan and tailor a home loan to suit your personal needs so that you can take advantage of the housing boom.
Even if you can’t buy your dream home right now, buying an investment property you can rent out, negative gear, and potentially get a good return on, could help you grow your money so you can buy the perfect home in the perfect suburb later.

Calculate your borrowing power

Homestar’s Borrowing Power Calculator lets you use your income and expenses to calculate the maximum amount you are eligible to borrow.
Getting pre-approval for your loan will also allow you to move fast to secure a home in a red, hot market.
Use Homestar’s handy Loan Documents Checklist to help you get on top of the paperwork.
Remember to do your due diligence, including building and pest reports, to make sure you snap up a true bargain.

Research your investment property

You really can’t do enough research in a fast-changing property market.
Check out information including median price, capital growth and rental yield on property in every suburb of Australia, as well as follow market listings at sites like or
Attend inspections and auctions in your chosen suburbs and, remember, some regional areas are also gaining attention as there is a movement out of the cities post-Covid-19 pandemic.

Secure a low interest rate

Whether you are a first time investor, or just looking to refinance your current investment loan, make sure you are getting an award-winning loan product.
Homestar’s Star Fixed two year fixed rate is a low 1.99% p.a. (comparison rate 2.44%* p.a.), while its Star Classic variable principal and interest loan will cost you only 2.44% p.a. (comparison rate 2.47%* p.a.).

Use your equity to buy an investment property

Built up considerable equity in your existing home?
Talk to Homestar about how you can unlock it to invest in the property market and build long-term wealth.

* Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. * WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

DISCLAIMER: Terms, conditions and eligibility criteria apply to all our loan products and features. Fees, charges and disbursements are payable.

© Homestar Finance Pty Ltd ACN 109 413 498, Australian Credit Licence Number 390 860.