Blog library

Explore our range of articles to guide your journey as a home buyer or investor.

Our goal is to help every home buyer or investor find their perfect match.
We’re here to share the best advice and tips on everything you need to know before buying a home.

Woman doing high five her adorable golden retriever dog at home

Market insights & general interest

September 17, 2024

How to Pay Off Your Mortgage Faster: Tips to Becoming Mortgage Free

JTVCY29kZV9zbmlwcGV0JTIwaWQlM0QxMCU1RCUwQSU1QmNvZGVfc25pcHBldCUyMGlkJTNENDQlNUQ= The average monthly mortgage in Australia is $636,597 and after multiple interest rate increases, many households are feeling the pinch with their monthly repayments. Fortunately, there are a few…

Dresdain

Love0

Woman researching the differences between a Redraw Vs Offset Account on her laptop whilst seated on the floor with her golden retriever dog.

Market insights & general interest

August 13, 2024

Redraw Vs Offset Account: Key Differences You Need to Know

Refinancing or entering into a new home loan? Any opportunity to lower your interest payments will likely appeal to you; you may already be comparing the benefits of an offset…

Phillip Sengco

Love2

Boy and golden retriever playing in back yard

Market insights & general interest

August 13, 2024

What is an Offset Account for Your Home Loan and How Does it Work?

Want to reduce your home loan interest payments? Are you looking for ways to pay down your home loan faster, while holding control of your savings and accessing them as…

Phillip Sengco

Love2

Miniature colorful house with stack coins on blue background using as property and financial concept

Calculators First home buyer

July 5, 2024

How Much Do You Need for a House Deposit?

One of the first things you'll need to consider before applying for a home loan is the amount you need to save for a deposit. Your initial deposit will affect…

Dresdain

Love3

Announcements

June 21, 2024

Green Mortgage Lawyers to act as Homestar Finance panel solicitors.

From Monday 1 July 2024, Green Mortgage Lawyers will become the new panel solicitor for Homestar Finance. With Gadens Lawyers withdrawing from the retail mortgage processing space, the existing partner…

Dresdain

Love1

woman is deciding to choose house with Small Wooden House Model with Question Marks, Planning to buy property. Choose what's the best. home loan concepts.

Refinance

May 20, 2024

Should I Refinance My Home Loan?

Refinancing your home loan can help you reach your financial goals sooner. It’s also more straightforward than most people think. Given the growing cost of living pressures, many homeowners and…

Dresdain

Love3

Refinance

May 20, 2024

Should I Refinance My Home Loan?

Refinancing your home loan can help you reach your financial goals sooner. It’s also more straightforward than most people think. Given the growing cost of living pressures, many homeowners and…

Dresdain

Love3

Notebook mobile phone pen on white table

Refinance

May 20, 2024

Common Refinancing Mistakes to Avoid

Refinancing your home loan can save you tens of thousands of dollars for your loan term. After weighing the pros and cons and deciding that refinancing your home loan is the right choice, you’re well on…

Dresdain

Love2

Woman calculating budget before signing real estate project contract with house model at the table in the home stock photo

Refinance

May 20, 2024

When Can I Refinance a Home Loan?

There is no precise formula for calculating when you should refinance your home. It will always depend on several variables and your circumstances. The home loan market never stands still.…

Dresdain

Love3

The Real estate agent mortgage Home Model. The real estate agent explains the business contract, rent, purchase, mortgage, loan, or home insurance buyer concept.

Refinance

March 15, 2023

Can You Refinance a Fixed Loan?

When you fix your home loan, you enter into a contract agreement where your interest rates and repayments are locked in for a certain amount of time. If you decide…

Dresdain

Love5

Refinance

February 16, 2023

What is Refinancing?

What is refinancing a home loan? If you are looking to save some money on your home loan, it may be that you have to look for an entirely new…

Dresdain

Love2

Female finances for family, Home finance hand using laptop at home.

Refinance

December 15, 2022

What Happens to My Redraw When I Refinance?

Refinancing is becoming an increasingly more popular solution for Australians looking to save some money on their home loan. However, within the process of refinancing, there are several elements of…

Dresdain

Love3

Calculators First home buyer

July 5, 2024

How Much Do You Need for a House Deposit?

One of the first things you'll need to consider before applying for a home loan is the amount you need to save for a deposit. Your initial deposit will affect…

Dresdain

Love3

credit score concept, poor or excellent, loan in bank

First home buyer

May 18, 2023

What is the minimum credit score for a home loan in Australia?

When looking to open a new home loan with a lender in Australia, there are several quotas that must be reached in order to meet loan eligibility criteria. One of…

Dresdain

Love1

Red shoes from above on the white arrows,dilemmas concept buy or rent

Calculators First home buyer

March 29, 2023

Renting vs Buying a Property in Australia in 2023

When looking to find a home to call your own, it always seems to come down to the debate between renting vs buying; whether it is for your financial and…

Dresdain

Love6

Home loan pre approval and mortgage documents in the hands.

First home buyer

November 17, 2022

How Long Does a Pre-Approval Take?

Securing pre-approval for a home loan is an important step in the home buying journey. If you have all your documents prepared and your lender isn’t too busy, it may…

Dresdain

Love2

Black family with two children moving hou

First home buyer

August 17, 2022

First Home Owners Grant (FHOG) Guide

What is the First Home Owners Grant (FHOG)? If you're a prospective first home owner, the first home owners grant (FHOG), also known as the first home buyers grant, presents…

Dresdain

Love1

First home buyer

August 17, 2022

First Home Guarantee Scheme

First Home Guarantee - previously the First Home Loan Deposit Scheme (FHLDS) When you’re looking to buy your first home, it’s important to wrap your head around all of the…

Dresdain

Love1

Man in an electric wheelchair on a footpath in a suburban setting.

Property investor

March 27, 2024

Head Lease or Traditional Lease for NDIS Investment? Choosing What’s Right For You

Considering investing in NDIS housing? Many private investors are realising the potential rental returns of NDIS property. But did you know you have multiple leasing options, and this decision could…

Dresdain

Love5

Shot of a senior couple shaking hands with their financial consultant in their kitchen

Property investor

March 27, 2024

Understanding How Members and Trustees Work in Self Managed Super Funds (SMSF)

Australia's superannuation habits have shifted with the rising popularity of self managed super funds, and even more so as multi member SMSFs become more readily accessible. Members and trustees within…

Dresdain

Love5

Considering buying a home, investing in real estate. Broker signs a sales agreement. agent, lease agreement, successful deal in office

Property investor

January 25, 2024

Renovating SMSF Property: Can You Make Big Improvements?

The world of self managed super fund property investment has become a popular avenue for members, boasting the potential for high returns and long term capital growth. But those already…

Dresdain

Love5

Property investor

October 17, 2023

NDIS Housing Design Guidelines: The 4 Categories of SDA Design

Specialist Disability Accommodation or SDA is a specialised type of housing that is designed to support those with extreme functional impairment or high support needs. To be an SDA dwelling…

Dresdain

Love2

Mature couple doing paperwork and paying bills at home.

Property investor

September 22, 2023

Living In Your SMSF Property When You Are Retired: Can You Do It And How?

You're finally reaching your retirement phase: you may have been one of the forward planners who has decided to buy property through their self managed superannuation fund (SMSF). Now you…

Dresdain

Love2

Middle age hispanic couple smiling happy. Man sitting on wheelchair with dog on his legs and woman holding cardboard box at new home. stock phot

Property investor

September 13, 2023

How To Build NDIS Funded Housing For Investment

The National Disability Insurance Scheme (NDIS) provides funding for eligible participants to access specially designed homes, apartments, or shared accommodation with specific disability support features. Despite the significant need for…

Dresdain

Love1

Market insights & general interest

September 17, 2024

How to Pay Off Your Mortgage Faster: Tips to Becoming Mortgage Free

Dresdain

Love0

Market insights & general interest

August 13, 2024

Redraw Vs Offset Account: Key Differences You Need to Know

Refinancing or entering into a new home loan? Any opportunity to lower your interest payments will likely appeal to you; you may already be comparing the benefits of an offset…

Phillip Sengco

Love2

Market insights & general interest

August 13, 2024

What is an Offset Account for Your Home Loan and How Does it Work?

Want to reduce your home loan interest payments? Are you looking for ways to pay down your home loan faster, while holding control of your savings and accessing them as…

Phillip Sengco

Love2

Market insights & general interest

January 17, 2024

Cost of Living in Australia: 2023 Data & Implications for the Year Ahead

The average Australian household has seen numerous price rises over the past year and its the lower income earners who are feeling it the most. So what can you do…

Dresdain

Love1

The locked house inside the cage. Hand lifting a cage of house. The concept of rent, credit, seizure of real estate. Removal of restrictions, fines. Real estate concept. Flat illustration

Market insights & general interest

November 28, 2023

What is Mortgage Prison and How Do You Avoid It?

Interest rates are continually trending upwards in Australia and mortgage holders are feeling the pinch. What's worse, rising costs of living and tighter lending criteria can see you trapped with…

Dresdain

Love2

Market insights & general interest Property investor

April 29, 2022

Property Market Research: Knowing What Is Important

Australian’s have a fascination and even love affair with tracking house prices. The media understands this love affair and consistently bombards us with information and statistics about house prices, typically…

Dresdain

Love2

Announcements

June 21, 2024

Green Mortgage Lawyers to act as Homestar Finance panel solicitors.

Dresdain

Love1

a couple happily reading a paper in front of the dining table

Announcements

June 10, 2022

In a surprise move by the RBA to increase interest rates by 0.50% p.a., Homestar Finance announces its new home loan rates

With the rising fuel, food, and energy prices, consumers are becoming more careful with their spending wherever possible. At Homestar Finance, we aim to help our customers save every bit…

Dresdain

Love2

Announcements

September 14, 2021

Homestar Finance announced as principal sponsor of Sydney Thunder BBL

Sydney Thunder is proud to announce that Homestar Finance, a multiple award-winning online home loan lender, has invested in some of the Big Bash League’s most prestigious real estate . . . as Principal Partner of Sydney Thunder for BBL|11 and onwards – their logo…

Denzel Tiam-Lee

Love2

Announcements

July 30, 2021

ColCap issues latest $1.5bn RMBS to strong investor demand

Triton 2021-2 RMBS is ColCap’s equal largest and lowest-priced RMBS to date ColCap (formerly Columbus Capital), a leading non-bank prime lender specialising in Australian residential mortgage lending, today announced the pricing of its latest prime residential mortgage-backed security (“RMBS”),…

Phillip Sengco

Love2

person writing on a paper while holding a mini house toy

Announcements

March 17, 2021

Homestar Finance hits lending market new low rate

The nation’s home loan rate war has intensified with one lender now offering up the lowest two-year fixed interest rate in the market. Australia’s mortgage rate war has intensified with…

Homestar

Love2

Announcements

March 3, 2020

Homestar shows no sign of slowing down, passes on full 0.25% cut

03 March 2020 | Source: Mozo Article by: Niko Iliakis The RBA has just lowered official interest rates by 0.25%, and online lender Homestar has wasted no time in announcing…

Homestar

Love2

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