Blog library

Explore our range of articles to guide your journey as a home buyer or investor.

Our goal is to help every home buyer or investor find their perfect match.
We’re here to share the best advice and tips on everything you need to know before buying a home.

Refinance

December 12, 2024

How To Consolidate Your Debt When Refinancing Your Home Loan

Between credit card debt, car payments and other loans, personal debt can quickly become overwhelming. Making multiple repayments across all your debts each month can put a strain on your…

Dresdain

Love0

Announcements

December 11, 2024

Principal Partner sponsor announcement: Homestar Finance & Sydney Thunder 3-year partnership

Since 2017, Homestar Finance has proudly supported Sydney Thunder, and we are excited to announce the extension of our partnership as a Principal Partner for a further three years. "Sydney…

Dresdain

Love0

Man working at home office with Golden Retriever dog

Home Loans

November 13, 2024

Self-Employed Home Loans: How to Apply

You're ready to apply for a home loan and you know you're lender wants to see your payslips and tax returns... But what if your income comes from your own…

Dresdain

Love0

Market insights & general interest

November 13, 2024

Conveyancing Fees Explained: How Much Do They Cost?

You've got your sights set on your dream property and you've planned out your budget; but have you factored in conveyancing fees? Conveyancers guide you through the legalities of buying…

Dresdain

Love0

Market insights & general interest

November 11, 2024

Can You Have Multiple Offset Accounts For Your Home Loan?

Offset accounts offer a convenient and flexible way to save money on interest and pay off your home loan faster. Whether you're thinking about refinancing your home loan or simply…

Dresdain

Love2

Close up Cute cat and golden retriever dog chilling and sleeping together on dog bed

Market insights & general interest

November 11, 2024

Should You Use An Offset Account or Pay Off Your Mortgage Early?

For many Australians, purchasing a home is the most important investment you'll make in your lifetime. Not only is your property a significant financial asset, it is also an investment…

Dresdain

Love2

Refinance

December 12, 2024

How To Consolidate Your Debt When Refinancing Your Home Loan

Between credit card debt, car payments and other loans, personal debt can quickly become overwhelming. Making multiple repayments across all your debts each month can put a strain on your…

Dresdain

Love0

woman is deciding to choose house with Small Wooden House Model with Question Marks, Planning to buy property. Choose what's the best. home loan concepts.

Refinance

May 20, 2024

Should I Refinance My Home Loan?

Refinancing your home loan can help you reach your financial goals sooner. It’s also more straightforward than most people think. Given the growing cost of living pressures, many homeowners and…

Dresdain

Love7

Notebook mobile phone pen on white table

Refinance

May 20, 2024

Common Refinancing Mistakes to Avoid

Refinancing your home loan can save you tens of thousands of dollars for your loan term. After weighing the pros and cons and deciding that refinancing your home loan is the right choice, you’re well on…

Dresdain

Love6

Woman calculating budget before signing real estate project contract with house model at the table in the home stock photo

Refinance

May 20, 2024

When Can I Refinance a Home Loan?

There is no precise formula for calculating when you should refinance your home. It will always depend on several variables and your circumstances. The home loan market never stands still.…

Dresdain

Love7

The Real estate agent mortgage Home Model. The real estate agent explains the business contract, rent, purchase, mortgage, loan, or home insurance buyer concept.

Refinance

March 15, 2023

Can You Refinance a Fixed Loan?

When you fix your home loan, you enter into a contract agreement where your interest rates and repayments are locked in for a certain amount of time. If you decide…

Dresdain

Love9

Refinance

February 16, 2023

What is Refinancing?

What is refinancing a home loan? If you are looking to save some money on your home loan, it may be that you have to look for an entirely new…

Dresdain

Love6

Golden Retriever sitting in a moving box

First home buyer

September 20, 2024

Home Loan Pre-Approval: How to get Pre-Approved & How Long Does it Take?

Pre-approval is the first step for many when starting their house hunting journey. While not necessary, pre-approval can help reduce stress and give you an indication of your borrowing power,…

Phillip Sengco

Love9

Miniature colorful house with stack coins on blue background using as property and financial concept

Calculators First home buyer

July 5, 2024

How Much Do You Need for a House Deposit?

One of the first things you'll need to consider before applying for a home loan is the amount you need to save for a deposit. Your initial deposit will affect…

Dresdain

Love8

credit score concept, poor or excellent, loan in bank

First home buyer

May 18, 2023

What is the minimum credit score for a home loan in Australia?

When looking to open a new home loan with a lender in Australia, there are several quotas that must be reached in order to meet loan eligibility criteria. One of…

Dresdain

Love5

Red shoes from above on the white arrows,dilemmas concept buy or rent

Calculators First home buyer

March 29, 2023

Renting vs Buying a Property in Australia in 2023

When looking to find a home to call your own, it always seems to come down to the debate between renting vs buying; whether it is for your financial and…

Dresdain

Love11

Home loan pre approval and mortgage documents in the hands.

First home buyer

November 17, 2022

How Long Does a Pre-Approval Take?

Securing pre-approval for a home loan is an important step in the home buying journey. If you have all your documents prepared and your lender isn’t too busy, it may…

Dresdain

Love6

Black family with two children moving hou

First home buyer

August 17, 2022

First Home Owners Grant (FHOG) Guide

What is the First Home Owners Grant (FHOG)? If you're a prospective first home owner, the first home owners grant (FHOG), also known as the first home buyers grant, presents…

Dresdain

Love5

Man in an electric wheelchair on a footpath in a suburban setting.

Property investor

March 27, 2024

Head Lease or Traditional Lease for NDIS Investment? Choosing What’s Right For You

Considering investing in NDIS housing? Many private investors are realising the potential rental returns of NDIS property. But did you know you have multiple leasing options, and this decision could…

Dresdain

Love9

Shot of a senior couple shaking hands with their financial consultant in their kitchen

Property investor

March 27, 2024

Understanding How Members and Trustees Work in Self Managed Super Funds (SMSF)

Australia's superannuation habits have shifted with the rising popularity of self managed super funds, and even more so as multi member SMSFs become more readily accessible. Members and trustees within…

Dresdain

Love9

Considering buying a home, investing in real estate. Broker signs a sales agreement. agent, lease agreement, successful deal in office

Property investor

January 25, 2024

Renovating SMSF Property: Can You Make Big Improvements?

The world of self managed super fund property investment has become a popular avenue for members, boasting the potential for high returns and long term capital growth. But those already…

Dresdain

Love9

Property investor

October 17, 2023

NDIS Housing Design Guidelines: The 4 Categories of SDA Design

Specialist Disability Accommodation or SDA is a specialised type of housing that is designed to support those with extreme functional impairment or high support needs. To be an SDA dwelling…

Dresdain

Love6

Mature couple doing paperwork and paying bills at home.

Property investor

September 22, 2023

Living In Your SMSF Property When You Are Retired: Can You Do It And How?

You're finally reaching your retirement phase: you may have been one of the forward planners who has decided to buy property through their self managed superannuation fund (SMSF). Now you…

Dresdain

Love6

Middle age hispanic couple smiling happy. Man sitting on wheelchair with dog on his legs and woman holding cardboard box at new home. stock phot

Property investor

September 13, 2023

How To Build NDIS Funded Housing For Investment

The National Disability Insurance Scheme (NDIS) provides funding for eligible participants to access specially designed homes, apartments, or shared accommodation with specific disability support features. Despite the significant need for…

Dresdain

Love5

Market insights & general interest

November 13, 2024

Conveyancing Fees Explained: How Much Do They Cost?

You've got your sights set on your dream property and you've planned out your budget; but have you factored in conveyancing fees? Conveyancers guide you through the legalities of buying…

Dresdain

Love0

Market insights & general interest

November 11, 2024

Can You Have Multiple Offset Accounts For Your Home Loan?

Offset accounts offer a convenient and flexible way to save money on interest and pay off your home loan faster. Whether you're thinking about refinancing your home loan or simply…

Dresdain

Love2

Market insights & general interest

November 11, 2024

Should You Use An Offset Account or Pay Off Your Mortgage Early?

For many Australians, purchasing a home is the most important investment you'll make in your lifetime. Not only is your property a significant financial asset, it is also an investment…

Dresdain

Love2

Woman doing high five her adorable golden retriever dog at home

Market insights & general interest

September 17, 2024

How to Pay Off Your Mortgage Faster: Tips to Becoming Mortgage Free

The average monthly mortgage in Australia is $636,597 and after multiple interest rate increases, many households are feeling the pinch with their monthly repayments. Fortunately, there are a few things…

Dresdain

Love8

Woman researching the differences between a Redraw Vs Offset Account on her laptop whilst seated on the floor with her golden retriever dog.

Market insights & general interest

August 13, 2024

Redraw Vs Offset Account: Key Differences You Need to Know

Refinancing or entering into a new home loan? Any opportunity to lower your interest payments will likely appeal to you; you may already be comparing the benefits of an offset…

Phillip Sengco

Love10

Boy and golden retriever playing in back yard

Market insights & general interest

August 13, 2024

What is an Offset Account for Your Home Loan and How Does it Work?

Want to reduce your home loan interest payments? Are you looking for ways to pay down your home loan faster, while holding control of your savings and accessing them as…

Phillip Sengco

Love6

Announcements

December 11, 2024

Principal Partner sponsor announcement: Homestar Finance & Sydney Thunder 3-year partnership

Since 2017, Homestar Finance has proudly supported Sydney Thunder, and we are excited to announce the extension of our partnership as a Principal Partner for a further three years. "Sydney…

Dresdain

Love0

Announcements

June 21, 2024

Green Mortgage Lawyers to act as Homestar Finance panel solicitors.

From Monday 1 July 2024, Green Mortgage Lawyers will become the new panel solicitor for Homestar Finance. With Gadens Lawyers withdrawing from the retail mortgage processing space, the existing partner…

Dresdain

Love8

a couple happily reading a paper in front of the dining table

Announcements

June 10, 2022

In a surprise move by the RBA to increase interest rates by 0.50% p.a., Homestar Finance announces its new home loan rates

With the rising fuel, food, and energy prices, consumers are becoming more careful with their spending wherever possible. At Homestar Finance, we aim to help our customers save every bit…

Dresdain

Love9

Announcements

September 14, 2021

Homestar Finance announced as principal sponsor of Sydney Thunder BBL

Sydney Thunder is proud to announce that Homestar Finance, a multiple award-winning online home loan lender, has invested in some of the Big Bash League’s most prestigious real estate . . . as Principal Partner of Sydney Thunder for BBL|11 and onwards – their logo…

Denzel Tiam-Lee

Love9

Announcements

July 30, 2021

ColCap issues latest $1.5bn RMBS to strong investor demand

Triton 2021-2 RMBS is ColCap’s equal largest and lowest-priced RMBS to date ColCap (formerly Columbus Capital), a leading non-bank prime lender specialising in Australian residential mortgage lending, today announced the pricing of its latest prime residential mortgage-backed security (“RMBS”),…

Phillip Sengco

Love9

person writing on a paper while holding a mini house toy

Announcements

March 17, 2021

Homestar Finance hits lending market new low rate

The nation’s home loan rate war has intensified with one lender now offering up the lowest two-year fixed interest rate in the market. Australia’s mortgage rate war has intensified with…

Homestar

Love9

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Refinance

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