Blog library

Explore our range of articles to guide your journey as a home buyer or investor.

Our goal is to help every home buyer or investor find their perfect match.
We’re here to share the best advice and tips on everything you need to know before buying a home.

Announcements

26 February 2026

Homestar Finance Awarded Canstar Outstanding Value for Variable Home Lender for the Second Consecutive Year

Homestar Finance has been awarded the Canstar Outstanding Value Award for Variable Home Lender for the second year running, reflecting our continued commitment to delivering competitive home loan options for…

Dresdain

Love0

Announcements

2 October 2025

Homestar Backing Big Hitting Australians With Sydney Thunder Sponsorship Expansion

Homestar Finance welcomed as new Principal Partner of Sydney Thunder Women’s Big Bash League (WBBL) team, supporting bigger dreams in Western Sydney and beyond. Homestar Finance has been announced as…

Dhon Collera

Love0

Refinance

19 June 2025

Weekly vs Fortnightly vs Monthly Home Loan Repayments

When it comes to paying off your home loan, the frequency of your repayments can make a surprising difference. Whether you’re just starting your mortgage journey or wondering about ways…

Dhon Collera

Love1

Golden Retriever Playing with Cardboard Box in Living Room

First home buyer

16 June 2025

The seven step guide to finding the right home loan for you

Buying a home is one of the biggest financial decisions most people will ever make, and getting the financing of your purchase right is just as significant. A mortgage isn’t…

Phillip Sengco

Love0

Man and his dog doing renovation work at home stock

Refinance

5 June 2025

Top 3 options for funding a home renovation

Dreaming about renovating? Home improvements are a great way to transform your living space, increase property value and improve your lifestyle. However, before you start knocking down walls, it’s a…

Dresdain

Love0

Cute little pomeranien white fur laying down relax on yellow pillow with cardboard box home relocation renovation room interior home

Refinance

3 June 2025

What is refinancing? The complete guide

Home loan refinancing is a popular financial strategy that many homeowners use to help them take control of their mortgage and finances. It involves moving from an existing home loan…

Dresdain

Love6

Refinance

19 June 2025

Weekly vs Fortnightly vs Monthly Home Loan Repayments

When it comes to paying off your home loan, the frequency of your repayments can make a surprising difference. Whether you’re just starting your mortgage journey or wondering about ways…

Dhon Collera

Love1

Refinance

5 June 2025

Top 3 options for funding a home renovation

Dresdain

Love0

Refinance

3 June 2025

What is refinancing? The complete guide

Home loan refinancing is a popular financial strategy that many homeowners use to help them take control of their mortgage and finances. It involves moving from an existing home loan…

Dresdain

Love6

Refinance

12 December 2024

How To Consolidate Your Debt When Refinancing Your Home Loan

Between credit card debt, car payments and other loans, personal debt can quickly become overwhelming. Making multiple repayments across all your debts each month can put a strain on your…

Dresdain

Love0

woman is deciding to choose house with Small Wooden House Model with Question Marks, Planning to buy property. Choose what's the best. home loan concepts.

Refinance

20 May 2024

Should I Refinance My Home Loan?

Refinancing your home loan can help you reach your financial goals sooner. It’s also more straightforward than most people think. Given the growing cost of living pressures, many homeowners and…

Dresdain

Love7

Notebook mobile phone pen on white table

Refinance

20 May 2024

Common Refinancing Mistakes to Avoid

Refinancing your home loan can save you tens of thousands of dollars for your loan term. After weighing the pros and cons and deciding that refinancing your home loan is the right choice, you’re well on…

Dresdain

Love6

First home buyer

16 June 2025

The seven step guide to finding the right home loan for you

Buying a home is one of the biggest financial decisions most people will ever make, and getting the financing of your purchase right is just as significant. A mortgage isn’t…

Phillip Sengco

Love0

Caucasian man working on laptop screen, late at night from his home office, while his Beagle dog makes him company

First home buyer

28 April 2025

How Much Do You Need for a Home Loan?

Saving for a house deposit can take time, especially as Australian property prices continue to rise. The good news is that if you can be disciplined with your spending, take the time to build a workable budget and research any support options available to…

Dresdain

Love0

Miniature colorful house with stack coins on blue background using as property and financial concept

Calculators First home buyer

5 July 2024

How Much Do You Need for a House Deposit?

One of the first things you'll need to consider before applying for a home loan is the amount you need to save for a deposit. Your initial deposit will affect…

Dresdain

Love8

credit score concept, poor or excellent, loan in bank

First home buyer

18 May 2023

What is the minimum credit score for a home loan in Australia?

When looking to open a new home loan with a lender in Australia, there are several quotas that must be reached in order to meet loan eligibility criteria. One of…

Dresdain

Love5

Red shoes from above on the white arrows,dilemmas concept buy or rent

Calculators First home buyer

29 March 2023

Renting vs Buying a Property in Australia in 2023

When looking to find a home to call your own, it always seems to come down to the debate between renting vs buying; whether it is for your financial and…

Dresdain

Love11

Home loan pre approval and mortgage documents in the hands.

First home buyer

17 November 2022

How Long Does a Pre-Approval Take?

Securing pre-approval for a home loan is an important step in the home buying journey. If you have all your documents prepared and your lender isn’t too busy, it may…

Dresdain

Love6

Property investor

29 April 2025

How Much Super Do I Need to Buy an Investment Property?

Superannuation funds have evolved beyond their primary retirement savings role in recent years. Today, many Australians are using their super balances to invest in property. However, this option comes with…

Dresdain

Love0

Man in an electric wheelchair on a footpath in a suburban setting.

Property investor

27 March 2024

Head Lease or Traditional Lease for NDIS Investment? Choosing What’s Right For You

Considering investing in NDIS housing? Many private investors are realising the potential rental returns of NDIS property. But did you know you have multiple leasing options, and this decision could…

Dresdain

Love9

Shot of a senior couple shaking hands with their financial consultant in their kitchen

Property investor

27 March 2024

Understanding How Members and Trustees Work in Self Managed Super Funds (SMSF)

Australia's superannuation habits have shifted with the rising popularity of self managed super funds, and even more so as multi member SMSFs become more readily accessible. Members and trustees within…

Dresdain

Love9

Considering buying a home, investing in real estate. Broker signs a sales agreement. agent, lease agreement, successful deal in office

Property investor

25 January 2024

Renovating SMSF Property: Can You Make Big Improvements?

The world of self managed super fund property investment has become a popular avenue for members, boasting the potential for high returns and long term capital growth. But those already…

Dresdain

Love9

Property investor

17 October 2023

NDIS Housing Design Guidelines: The 4 Categories of SDA Design

Specialist Disability Accommodation or SDA is a specialised type of housing that is designed to support those with extreme functional impairment or high support needs. To be an SDA dwelling…

Dresdain

Love6

Mature couple doing paperwork and paying bills at home.

Property investor

22 September 2023

Living In Your SMSF Property When You Are Retired: Can You Do It And How?

You're finally reaching your retirement phase: you may have been one of the forward planners who has decided to buy property through their self managed superannuation fund (SMSF). Now you…

Dresdain

Love6

Market insights & general interest

13 November 2024

Conveyancing Fees Explained: How Much Do They Cost?

You've got your sights set on your dream property and you've planned out your budget; but have you factored in conveyancing fees? Conveyancers guide you through the legalities of buying…

Dresdain

Love0

Market insights & general interest

11 November 2024

Can You Have Multiple Offset Accounts For Your Home Loan?

Offset accounts offer a convenient and flexible way to save money on interest and pay off your home loan faster. Whether you're thinking about refinancing your home loan or simply…

Dresdain

Love2

Close up Cute cat and golden retriever dog chilling and sleeping together on dog bed

Market insights & general interest

11 November 2024

Should You Use An Offset Account or Pay Off Your Mortgage Early?

For many Australians, purchasing a home is the most important investment you'll make in your lifetime. Not only is your property a significant financial asset, it is also an investment…

Dresdain

Love2

Woman doing high five her adorable golden retriever dog at home

Market insights & general interest

17 September 2024

How to Pay Off Your Mortgage Faster: Tips to Becoming Mortgage Free

The average monthly mortgage in Australia is $636,597 and after multiple interest rate increases, many households are feeling the pinch with their monthly repayments. Fortunately, there are a few things…

Dresdain

Love8

Woman researching the differences between a Redraw Vs Offset Account on her laptop whilst seated on the floor with her golden retriever dog.

Market insights & general interest

13 August 2024

Redraw Vs Offset Account: Key Differences You Need to Know

Refinancing or entering into a new home loan? Any opportunity to lower your interest payments will likely appeal to you; you may already be comparing the benefits of an offset…

Phillip Sengco

Love10

Boy and golden retriever playing in back yard

Market insights & general interest

13 August 2024

What is an Offset Account for Your Home Loan and How Does it Work?

Want to reduce your home loan interest payments? Are you looking for ways to pay down your home loan faster, while holding control of your savings and accessing them as…

Phillip Sengco

Love6

Announcements

26 February 2026

Homestar Finance Awarded Canstar Outstanding Value for Variable Home Lender for the Second Consecutive Year

Dresdain

Love0

Announcements

2 October 2025

Homestar Backing Big Hitting Australians With Sydney Thunder Sponsorship Expansion

Dhon Collera

Love0

Happy multiracial couple hugging their golden retriever in living room, sitting on floor at home.

Announcements

24 February 2025

Homestar Finance Honoured with Canstar Outstanding Value Award for Variable Home Lender

21 February 2025 Homestar Finance is proud to announce that it has been awarded the prestigious Canstar Outstanding Value Award for Variable Home Lender. This recognition underscores our commitment to…

Dresdain

Love0

Announcements

11 December 2024

Principal Partner sponsor announcement: Homestar Finance & Sydney Thunder 3-year partnership

Since 2017, Homestar Finance has proudly supported Sydney Thunder, and we are excited to announce the extension of our partnership as a Principal Partner for a further three years. "Sydney…

Dresdain

Love0

Announcements

21 June 2024

Green Mortgage Lawyers to act as Homestar Finance panel solicitors.

From Monday 1 July 2024, Green Mortgage Lawyers will become the new panel solicitor for Homestar Finance. With Gadens Lawyers withdrawing from the retail mortgage processing space, the existing partner…

Dresdain

Love8

a couple happily reading a paper in front of the dining table

Announcements

10 June 2022

In a surprise move by the RBA to increase interest rates by 0.50% p.a., Homestar Finance announces its new home loan rates

With the rising fuel, food, and energy prices, consumers are becoming more careful with their spending wherever possible. At Homestar Finance, we aim to help our customers save every bit…

Dresdain

Love9